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Credit card fraud: Police to file FIR against Chanda Kochhar


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Guru
Thankyou for calling, Our Executive Will Attend to You Shortly..
by Guru on Aug 22, 2014 07:33 PM  | Hide replies

Earlier also, banks made mistakes.

When that happened, you could summon your courage and meet a "Bank Manager:, a big man then.
Explain about the missing cheque, or delayed payment or non-crediting of some amount and he would give you a bored hearing, but nevertheless solve it for you.

In worse situations, you had to elevate to a Senior Manager or GM. And that would mean even writing letters and that was the epitome of raising a complaint. Because nothing more was needed to solve your issue.

Now, we are doing faceless banking.

There is nobody except for a machine, a card, few numbers, PINs, " prove that you are not a robot" "captchas".

So when there is a ":mistake", you really do not know if it is teh bank or you or make my trip or whatever my other friends have brought out in these posts.

Its like getting desperate.

When you want to call a bank, it goes to the call centre... press 1 for this, 2 for that, 3 for something, 4 for nothing ....(and hilariously, 6 to cut the call.. as if I didn't know how to cut a call!!)
Finally some (dumb) young thing will take the call, waste your time in telling what you already know and for your query, you will be given another 6 digit reference number.
After the nth call, you would have wasted more money on phone call than that you have lost!!


Basically, till things go smoothly, there is no problem.

The day something goes wrong, we miss that good ol bank manager, who made us stand in a queue, b

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Chaitanya
Re: Thankyou for calling, Our Executive Will Attend to You Shortl
by Chaitanya on Aug 23, 2014 03:07 AM
Guru: Wonderfully expressed what I had strongly felt at several times!

Wish I could express my views with the same biting (but enjoyable) sarcasm!

I can relate every point you made, to many of my personal experiences!

( 1 ) Two other ways in which this faceless support, fails farcically:
There is absolutely no accountability on the accuracy of the information being given to you on the phone. You are the mercy of the knowledge-levels, and the understanding capability of the dumb young thing (no gender bias intended here) answering your call. I have found at most times that the knowledge-levels and understanding levels seriously lacking, and as a result I get irrelevant and even incorrect answers.

( 2 ) If you want your interaction to be on record, and so you choose online interaction rather than telephone interaction, you will find that, after the long wait of "7 working days", your online query will be completely (read deliberately) misinterpreted, and you will get some dumb, standardized, irrelevant, reply to your query. Even when you clearly and categorically tell them, in numbered points, that your are expecting certain things x, y, z, the response will contain some other irrelevant point a and b.



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Guru
Thank you for calling. You are in Queue. Pse don't Hang Up...
by Guru on Aug 22, 2014 07:31 PM  | Hide replies

Earlier also, banks made mistakes.

When that happened, you could summon your courage and meet a "Bank Manager:, a big man then.

Explain about the missing cheque, or delayed payment or non-crediting of some amount and he would give you a bored hearing, but nevertheless solve it for you.

In worse situations, you had to elevate to a Senior Manager or GM. And that would mean even writing letters and that was the epitome of raising a complaint. Because nothing more was needed to solve your issue.

Now, we are doing faceless banking.

There is nobody except for a machine, a card, few numbers, PINs, " prove that you are not a robot" "captchas".

So when there is a ":mistake", you really do not know if it is teh bank or you or make my trip or whatever my other friends have brought out in these posts.

Its like getting desperate.

When you want to call a bank, it goes to the call centre... press 1 for this, 2 for that, 3 for something, 4 for nothing ....(and hilariously, 6 to cut the call.. as if I didn't know how to cut a call!!)
Finally some (dumb) young thing will take the call, waste your time in telling what you already know and for your query, you will be given another 6 digit reference number.
After the nth call, you would have wasted more money on phone call than that you have lost!!


Basically, till things go smoothly, there is no problem.

The day something goes wrong, we miss that good ol bank manager, who made us stand in a queue,

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IamThat
Re: Thank you for calling. You are in Queue. Pse don't Hang Up...
by IamThat on Aug 22, 2014 09:05 PM
good post

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Guru
Thank you for Calling.. You are in Queue, Pse Don't Hang up,
by Guru on Aug 22, 2014 07:29 PM

Earlier also, banks made mistakes.

When that happened, you could summon your courage and meet a "Bank Manager:, a big man then.
Explain about the missing cheque, or delayed payment or non-crediting of some amount and he would give you a bored hearing, but nevertheless solve it for you.

In worse situations, you had to elevate to a Senior Manager or GM. And that would mean even writing letters and that was the epitome of raising a complaint. Because nothing more was needed to solve your issue.

Now, we are doing faceless banking.

There is nobody except for a machine, a card, few numbers, PINs, " prove that you are not a robot" "captchas".

So when there is a ":mistake", you really do not know if it is teh bank or you or make my trip or whatever my other friends have brought out in these posts.

Its like getting desperate.

When you want to call a bank, it goes to the call centre... press 1 for this, 2 for that, 3 for something, 4 for nothing ....(and hilariously, 6 to cut the call.. as if I didn't know how to cut a call!!)
Finally some (dumb) young thing will take the call, waste your time in telling what you already know and for your query, you will be given another 6 digit reference number.
After the nth call, you would have wasted more money on phone call than that you have lost!!


Basically, till things go smoothly, there is no problem.

The day something goes wrong, we miss that good ol bank manager, who made us stand in a

    Forward  |  Report abuse
Guru
Inefficiency in Banks
by Guru on Aug 22, 2014 07:28 PM  | Hide replies

Earlier also, banks made mistakes.

When that happened, you could summon your courage and meet a "Bank Manager:, a big man then.
Explain about the missing cheque, or delayed payment or non-crediting of some amount and he would give you a bored hearing, but nevertheless solve it for you.

In worse situations, you had to elevate to a Senior Manager or GM. And that would mean even writing letters and that was the epitome of raising a complaint. Because nothing more was needed to solve your issue.

Now, we are doing faceless banking.

There is nobody except for a machine, a card, few numbers, PINs, " prove that you are not a robot" "captchas".

So when there is a ":mistake", you really do not know if it is teh bank or you or make my trip or whatever my other friends have brought out in these posts.

Its like getting desperate.

When you want to call a bank, it goes to the call centre... press 1 for this, 2 for that, 3 for something, 4 for nothing ....(and hilariously, 6 to cut the call.. as if I didn't know how to cut a call!!)
Finally some (dumb) young thing will take the call, waste your time in telling what you already know and for your query, you will be given another 6 digit reference number.
After the nth call, you would have wasted more money on phone call than that you have lost!!


Basically, till things go smoothly, there is no problem.

The day something goes wrong, we miss that good ol bank manager, who made us stand in a queue, b

    Forward  |  Report abuse
Message deleted by moderator
SAI RAM
what about old creditcard dues
by SAI RAM on Aug 22, 2014 07:19 PM

what bank doing against advocate who was fault report submitted during last seven years audit, can we check bank huze revenue leakage during advocate appointment, can cbi or cid come for investigation

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dineshhassija
insufficient and unreliable legal system...
by dineshhassija on Aug 22, 2014 07:09 PM

it might never be possible to investigate all crimes through police... let each organisation must have independent office to handle cases... legal system provide equal opportunities to accused to defend their cases and then everything depends upon the wisdom of the persons involved in the system... it is also debatable that what extent top management be held responsible for fraudulent acts of the junior and middle level managers...

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chandra nimmagadda
TATA DOCOMO ALSO SAME
by chandra nimmagadda on Aug 22, 2014 06:37 PM  | Hide replies

we had a prepaid Docomo card. There was a message on the handset stating that if you press y your sim will be loaded with songs. press N if you dont want. to make a call, we just have presed y and a message had come, 120/- is deducted for using the services. We felt great that we fed a days meals to TATA Docomo owner. Despite our complaint there was no reply.

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SMT
Re: TATA DOCOMO ALSO SAME
by SMT on Aug 22, 2014 07:01 PM
U r right. There are so many messages of same trend/looting coming nowadays on mobile. I always chose to cancel it. hence always be careful before reading it else u will be paid with what you are not to do.....

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guptaapsn
Re: Re: TATA DOCOMO ALSO SAME
by guptaapsn on Aug 22, 2014 07:20 PM
Many Indian Telecom companies are belongs to highly reputed personalities/ industrialists. I don't know why they cheat the general public for small amounts and spoil there reputation.
Off course R is exempted.

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