I had taken 2500000 home loan in LIC in 2012 with ROI-10.75% and with 20 years term.Now ROI got changed to 11.75%. ICICI bank offered me to transfer loan with fixed ROI-9.65 for 10 year.Is it Good option for switch over
Hi, I took a loan from shriram fincorp of 600000...i paid 10 emi continuosly but i did not paid 8 emis due to the family problem.So they sent a notice regarding this to pay 200000 instantly in 7 days.Totally ihave to pay 1000000 . Iam in dillemma what to do give me some solutions please guyyz
Hi, I took a loan from shriram fincorp of 600000...i paid 10 emi continuosly but i did not paid 8 emis due to the family problem.So they sent a notice regarding this to pay 200000 instantly in 7 days.Totally ihave to pay 1000000 . Iam in dillemma what to do give me some solutions please guyyz
Hi, I took a loan from shriram fincorp of 600000...i paid 10 emi continuosly but i did not paid 8 emis due to the family problem.So they sent a notice regarding this to pay 200000 instantly in 7 days.Totally ihave to pay 1000000 . Iam in dillemma what to do give me some solutions please guyyz
Hi, I took a loan from shriram fincorp of 600000...i paid 10 emi continuosly but i did not paid 8 emis due to the family problem.So they sent a notice regarding this to pay 200000 instantly in 7 days.Totally ihave to pay 1000000 . Iam in dillemma what to do give me some solutions please guyyz
Hi, I took a loan from shriram fincorp of 600000...i paid 10 emi continuosly but i did not paid 8 emis due to the family problem.So they sent a notice regarding this to pay 200000 instantly in 7 days.Totally ihave to pay 1000000 . Iam in dillemma what to do give me some solutions please guyyz
I took home loan of 3000000 from LICHF for 25 years with 10.1( for first 2 years ). is it good idea to transfer loan to HDFC or any other bank. can you please suggest me any other options
I took a home loan of 4,00,000 from icici bank limited in 2003 till 2015 . period of 13 years . I payed till 2013. Due to some personal issues i cant carry the emi in the respected bank . so they wants me to finish in one time settlement of 3,00,000.but i dont have funds right now with me .so i planned to do balance transfer . i payed for 10years .balance three years is balance . so please guide me what to do with these ...
I have taken home loan of rs. 1846000 for 240 months with the EMI of Rs. 18431 as per 10.50% ROI from HDFC in Feb 2012. Till now I payed 30 EMIs and as on today (Aug 2014), the total amount of principal outstanding is Rs.1771292, and presently it is 10.75% ROI and the balance tenure is 222 months. Now If I go for conversion by paying Rs. 4969/- fee, the ROI will be 10.15 with the spread of -6 and the balance term would be 199 months. on the other side, I have got a loan transfer offer to IDBI with 10.25% ROI, without any single rupee transfer charges. Please suggest me that, should I go for conversion at HDFC or to transfer to IDBI, as I don't have much knowledge on this subject. Please let me know in detail which is beneficial to me in long run and what decision should I take.
I am having an outstanding home loan of 18.62 lacs with HDFC. The ROI is 11.75%. (PLR-SPREAD). In my case PLR is 16.75% & spread is 5%.To change the spread from 5% to 6.6%, I have to pay 5200 approx. to HDFC then my effective ROI will be 10.15%. SBI is also offering 10.15% ROI for shifting of loan from HDFC to SBI but for completing the formalities I have to spend nearly 20000/-. I want to know whether I should opt for SBI, since I have to continue the loan for next 16 years.
