This is Ridiculous. There are more poor in the country who dont have net banking facility or an ATM. There are people who dont have a hospital in their village, dont have a bank also. The vegetable vendor, fruits vendor, tea shops, street vendors dont accept internet banking.. The present government is neglecting the poor.Think Modi Ji.
This is Ridiculous. There are more poor in the country who dont have net banking facility or an ATM. There are people who dont have a hospital in their village, dont have a bank also. The vegetable vendor, fruits vendor, tea shops, street vendors dont accept internet banking.. The present government is neglecting the poor.Think Modi Ji.
This is Ridiculous. There are more poor in the country who dont have net banking facility or an ATM. There are people who dont have a hospital in their village, dont have a bank also. The vegetable vendor, fruits vendor, tea shops, street vendors dont accept internet banking.. The present government is neglecting the poor.Think Modi Ji.
Goi g cashless is not just a question of one's willingness to do so, but also of the availability of robust technological support. I have internet banking facilities, and have often paid my bills electronically, but there have been instances when my efforts were defeated by technical problems. For example, I applied for my passport renewal, and filled in the form online. I got to the payments page, logged in, and paid the application fee with my debit card. My bank immediately messaged me saying the payment had been made, but the passport application website told me the payment had not been received, and that my application was incomplete. Next morning, I contacted the bank and applied in writing for a reversal of the payment. It took three weeks for me to get the refund. Another time, the bill payment page of the Kerala State Electricity Board refused to go beyond the amount page. Egging people on to going cashless before ensuring reliable technical infrastructure is putting the cart before the horse.
This article is representative of a few who have access to cards, netbanking, PoS terminals, more importantly knowledge & especially in urban areas. And most of them have access to efficient private banks like HDFC, ICICI etc where the cash availability issues are minimum compared to others.
But it doesn't represent those where bank reach is not present, PoS terminals are not present or have lack of knowledge on usage. These are mostly in rural & towns (and some semi-urban) where most Indians leave.
yes, this seems a nonsense article. it only shows the city life where most of the things are possible with cards. Even in big cities, vegetables, conveyances etc we have to pay cash. Further In our country there are more villages, having only 1 bank and ATMs are in the nearest cities. which also require to go there by spending money. In most of the cities the Electricity also is not available all the time. how to get money from there? Again the Banks are providing 2000 note in exchange, how to get change of this 2000 note for daytoday expenses? I am with the Note Ban, but it was not properly planned at all.
