I had no idea my credit was bad. The guys at Credit Sudhaar analysed my report. The process took some time but my credit was restored, enhanced and protected. I have no reason for complaints.
Hi, I have taken ICICI credit card. Due to financial issues I was not able to pay within time. But after some time I settled the amout. But my CBil score is less now. I would like to increase my score. I am not getting any loans or credit cards to prove further. Can some please help me in increasing score.
hi , i saw my cibil report where in i had to bank credit cards which was closed by negotiating with banks, but unfortunetly now those two credit card highlighted in CBIL. now i need to take out those two credit card pls suggest me how to do this.
hi , i saw my cibil report where in i had to bank credit cards which was closed by negotiating with banks, but unfortunetly now those two credit card highlighted in CBIL. now i need to take out those two credit card pls suggest me how to do this.
Re: CBIL Report
by Prakash Nadar on Feb 17, 2010 03:57 AM
Did you repay all your dues? if not, then it is justifed for the credit cards to be highlited on the CBIL report. even if you had repaid in full but default on the cards in the past then still it should be on the list.
Can a customer access CIBIL list to see is his/her name is there on the list, name of the reporting bank, alleged default, etc. Some banks enter the customer's name for a default in two-three months payment, but even when the entire amount is repaid, the name remains on CIBIL list. Unless I get to know if my name is there on the list, rightly or wrongly, this is a defamatory list.
Re: Banks use CIBIL for retaining customers
by Prakash Nadar on Feb 16, 2010 03:58 AM
if you default you will be on the default list for sometime... the question is there a timeline for the name to be removed from the list. If it permanent then it is bad.Time line can last as much a year or 2.