1. Extend microfinnace to rural India with PPP model 3% interest --min loan 2000 max 10000 with 2 years term 2. Introduce GST with 12% indirect tax for all commodities -remove cst,local tax ,octroi,state level entertainment tax 3. 60% collection to stay in state and 40% for central-a software will automatically shift fund of 40% to central --all banks should introduce such system 4. No tax upto 5 laks earning and beyond 5 a simple 15% tax with tax releif for 2 lakh on deposite to PF,Pention fund,Insurance only 5.Housing loan upto 30lakhs --15% tax releif 6.Agriculture --upto 10 acre land earning --no tax and beyond 5%