1.up to 10 lakhs --no income tax --this will improve purchasing powers of most no of people 2. beyond 10 lakh --40% flat tax 3. land reform--No individual or a group of only one family as a whole should hold more than 10 ares of land or maximum 3 houses or flats of 200 sq yrd in anywhere in India irrespective of his income or status 4. All political donations will attract 10 % flat tax --donations only in the form of cq or on line transfer 5. Interest on bank loan upto 10 lakh --7% 10 lakh to 1 crore -4% 1 crore and above -3 % deposite rate -3% to 6% without TDS 6. any business or agriculture loan will attract only 2% interest 7. No more city developments instead 50000 developed villages will be built next 10 years with all kind of facilities 8. Youths should be encouraged to work in a village for 5 years with good salary so that they can increase their future earnings 9. Compulsary health insurance with minimum premium --Rs 60 upto 1 lakh expenses --all hospitals (Gov or pVt ) should not charge anything from the patients --some 20 lakhs jobs can be created with this system 10. A new concept of education insurance for all individual should be introduced with minimum primium of Rs 10 per individual --all expenses will be borne by insurers only --some 10 lakh jobs can be created by this new system alone 11. Infra developments only with Pvt players --no more Gov expenses except regulations watchdog