Please separate investments under 80DD (pension schemes) from 80 C limits. Since 60 to 70 % of the population do n ot have any pension for their retired life, they need to go for the differnt pension schems that have been introduced some few years back. But these also get clubbed with investmnents under 80 C and hence one can get only Rs 1 L as deduction apart from Housing loan interest repayment. Buit for those where the loan onterest is less or the loan is closed, they are at a disadvantage esp if they are in their late forties or early 50s.
So please delink these avenues from 80C or increase the limit of 80 C to Rs 3 L.
