I have one personal loan from ICICI Bank and another one from Barclays Bank. Due to some medical emergency I could not pay installments for two months for both the loans.
Now see the behavior in tucchi ICICI and Barclays bank. The bank employee from Barclays Bank visited me at home – gave exemption with 2 installments and also restructured loan with lesser interest rate and installment amount.
On the contrary of excellent attitude by Barclays Bank, our tucchi ICICI Bank has served me a legal notice while I am their 5 years old customer.
So friends if you wish to take loan or wish to use credit card- never do the mistake of using ICICI Bank, if something goes wrong with you this tucchi bank will take out clothes from your body.