Whats so ever be the facility of balance transfer, it is always better to clear your dues. All these are marketing tricks and you tend to fall into a viscous loop and never come out of the credit debit cycle. Its equivalent to be in a chakravuyaha. If you were so smart such a situation of requirement of balance transfer would not have arisen at the first place. Beware of such tricks.
the later you pay the more service charges and GST you pay ... so balance transfer is just pulling out more money from your pocket ... If at all you need money take a loan from bank or get the item financed ....
