for identity proof also people make pan cards many of them dont file IT return coz some of them are students some are housewives some are unemployed etc.
1. In order to include spouse name in the property, PAN is must. As the spouse name is added without any actual contribution from her, there is no meaning of filing an ITR. 2. In savings a/c that has been operated for a long time so has good amount of money in it, if you deal with money more than 50,000, you need PAN even if the person is not earning.