if the govt wants to provide immediate relief then please load the atms 24hrs with small denomination notes only then will queues will reduce. it should be only of Rs 100 and Rs 500 as its a huge challenge for people to get change. In a bank only 3 counters are working. If you have taken such a drastic step of overnight demonitization then why doesn't govt run banks 24hrs for note exchange? let your babus also understand what is common man pain. they only want 7th pay commission salary whereas private sector employees don't even get 4th grade salary. infact day by day its difficult to find work. please don't make india america. we don't want to buy road side food with credit card. first issue credit card / debit card forcefully then charge every year annual fees then further charge 15% service tax. so doing nothing govt is looting with both hands.