Mr.Vinod rai is a honorable man.He must put in place amongstany things,the lethargy of the bank,s devil who cares attitude inspire of large public money infused into the banks.Still cheque clearance takes three days,giving interest on FD always is delayed,salaries and perks of bank employees are skyrocketing for a unproductive transactional task they are performing,which needs very little skills.It is time ,the banks are monitored by their performance and reprimanded for the inaction.The bench mark for clearance of the cheque, bank advices and other customer related works and they can not leave the office without completing the task of the day.