Which natural disaster has Kolkata faced since past 50 years ?????? What does this firm expect in Kolkata ... Avalanche, Tsunami, Tidal Wave, Earthquake, all nonsense being propagated to scare people into buying insurance.
With so many disasters around Indians are immune to any calamity. New technology may convert liquid water into solid form which is not ice near the coast line. Russians already have technology as I remember my childhood days. They were prevented from using this technology because water on earth may become solid because it is a chain reaction. But man will succeed.