Its surprising to notice that there are hardly any Asian banks appearing in the Top 10 Safest banks. Interestingly, Top 10 list does not cover large players like HSBC, Citi, etc and hence, I am doubtful about the modus operandi followed by the surveyor.
I think this report is Biased or Asian banks are excluded. Is the writer blind enough not to notice that there is a continent by name 'Asia'? Many Indian banks like State Bank of India etc., are not at all listed here!!!
In year 2009, since people are increasingly aware of Phishing, fraudsters are using Trojans to steal the credentials. Trojans are installed on your machine while seeming legitimate activity, like you accessing an adobe flash plug-in to see video on the internet.
Few tips on Trojan - Create new user account on your computer with no administer privileges: This will prevent rogue website stealthily installing Trojan on your machine. - If you have two computers at home , segregate one to be used for banking, online stock trading and other sensitive activities and one where you want to do general browsing - Use effective Antivirus and keep it up-to-date - Review your bank and credit card transactions daily and Inform your bank immediately if a unknown transaction appears on your statement. HDFC bank is the only bank in India which has implemented “Adaptive Authentication” by which you not just authenticate yourself but bank is also authenticated by you. It displays image and a message pre-selected you. If you don’t see this you are not correct site. In addition system notes, which machine you, are login from, where in the world you are login from, your machines IP address (Device and Personal Behavior Profile). So if you fraudster from Russia logs in using your username and password, system asks more questions (pre registered) and flags the transaction as risky to bank. All Indian banks are trying to implement this but HDFC Bank is the first one.
Indian banks are good. I do feel about indian banks are bettern then any other banks. I don't see any problem yet.Our banking system is really good.if you can talk about the security wise realy good.You nothing to worry.Your heard earn memory are safe.
