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Adjustable rate in a home loan?


Total 9 messages Pages | 1
govindaraju vittal
insurance on housing loan
by govindaraju vittal on Apr 19, 2007 10:12 PM

is there any minimum or maximum ammount fixed.if i prepay the loan how does it effect me

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ap rajeshwari
about ROI
by ap rajeshwari on Mar 24, 2007 01:32 PM

i am working in home loan as disb CPA. i want to know the resone why ROI is incresed suddenly twice in a year any pecfic resone

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Samunder
Is it true?
by Samunder on Mar 24, 2007 01:06 PM

heard that there's some secret clause in the flexible interest rate loan (wirten on invisible ink) linking the interest rate inversely to indian cricket teams performance...don;t surprised to get a letter from your bank on rivised interest rate upto 89.9%...

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Jagdish Kamath
HSBC PERSONAL LOAN
by Jagdish Kamath on Mar 24, 2007 12:59 PM  | Hide replies

I HAD A CALL FROM HSBC - FOR PRE APPROVED PERSONAL LOAN BASED ON HSBC CREDIT CARD.
ALL THE DOCUMENTS WERE HANDED OVER INCLUDING THE CHEQUES.
LASTLY THE HSBC SAID I NOT PERFECT FOR THE LOAN,
TO AVAIL.
THE DOCUMENTS ARE STILL NOT DELIVERED BACK.
AND I AM NOT GETTING PERFECT ANSWERS FROM THEIR
CUSTOMER SERVICES; AS ALWAYS WHAT THE POOR CUSTOMER SUFFER.
CAN SOMEBODY HELP !!!1



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Samunder
RE:HSBC PERSONAL LOAN
by Samunder on Mar 24, 2007 01:02 PM
I can help you buddy...but on one condition....if you stop writing in CAPS in future..

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Jagdish Kamath
RE:HSBC PERSONAL LOAN
by Jagdish Kamath on Mar 24, 2007 01:03 PM
clever fellow.
you see so much worried with caps letter ??!!1
sorry to disturb !!!

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Samunder
RE:HSBC PERSONAL LOAN
by Samunder on Mar 24, 2007 01:13 PM
Hi..now that you have listened to me...I gotta help you...I'm serious...

I had a similar kinda experience with ICICI..and wrote abt this in mouthshut.com...unbeleivably the matter got solved in no time... you can write your exp in

http://www.mouthshut.com/product-reviews/HSBC_Group-925004490.html
and mark a link to the bank official...good luck to you..


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sanjay Naik
Taking Loan
by sanjay Naik on Mar 24, 2007 12:52 PM  | Hide replies

Is is clever enough to take housing loan in the Current year considering the interest rate or shud I wait for the next year ?


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johnson iyadurai
RE:RE:Taking Loan
by johnson iyadurai on Mar 24, 2007 01:04 PM
It is better to take now. At this moment the interest rates may increase marinally only.

It can come down

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