RE:new investor
by Amar Wadhwa on Apr 11, 2007 07:55 PM
Goo advice by vijay, but why 1500/-p.m when u want to invest 5000/-. Invest 1500/-1500/-& 2000/- per month on three diff. dates in SBI Tax Gain to get max benefit
I completely agree with the first 2 points of venuraja. But, as for 3rd point, I feel these days with the return (9.5 - 10/5) that the banks are offering on short time fixed deposits, this option is also good instead of jumping into stock market without approprisate market knowledge. And itis also better than to keep the liquid idle.
RE:Planning investment
by Amar Wadhwa on Apr 11, 2007 07:59 PM
No risk - no gain. when all are leaving, enter in it to get max. benefit. when market gets a dip, invest lumpsum, and again when there is another dip. there is no point in investing when all are investing/market is high. for better security invest in good mutual funds- by SIP
Pls.guide me how can i get around 55-60% return,where to invest? I am 41 yrs.of age & can invest appox.3000 per month . Pls.suggest very handsome return investment plan like SIP. regds/Ravinder
RE:where to invest
by suhas k on Apr 10, 2007 05:58 PM
55-60%.....??? You better start printing notes. You can get 100, 200, 1000% returns.... Ha ha....
This armchair of strategy of the author does not work in real life. In real life you have this problem of inflation which will eat away your savings or its purchase value. You have no way but to invest. The planning can be simply like this: 1) Stay away from all types of IPO (initial public offers that is primary market) It is because an article in rediff made it clear that 70% issues failed which means the present market rate of these shares are less than the issue price !! And then it is 70%, remember that. 2) The dollar value will sure go down in the coming years; there is not much of a doubt about it. This means that Gold value will increase. It is better you buy the real gold than the gold certificates. The gold certificate (the paper gold) is very much new to Indian market. It is still to be established so that you can just walk in to the nearest office and exchange your gold certificate with real gold which should be as much easier as going to a bank and opening a locker. 3) Investment in shares shall continue in spite of these fears of unstable stock market etc. When you buy look at its price and the value the stock offers. If it is a valuable stock available at cheaper prices with good dividend history, then buy it. It is always better than putting your money in bank fixed deposits etc., It is simply useless to go for fixed deposits. When you finally take your from your fixed deposit it will be no use because rates of everything around you has gone up. Invest in good dividend yield companies and stay invested for long terms.
RE:RE:Planning your investment,
by mary seven on Apr 11, 2007 06:06 AM
good observations by venuraja. i will take the liberty of adding the following:
1. go in for the PSU IPOs. their record has been good. 2. use the long term SIP route in reliance, hdfc, FT, sbimf & fidelity, with patience. 3. avoid gold etf. no use in india, as it may not be available when u really need it- in dire emergency, short notice, war-times. with law & order situation is what it is now- it is of no use. but do buy gold in physical form- 5-10% of your total wealth.buy it for long term because it will not give u any interest- but will protect u against inflation. 4. buy real estate. 5. br a good, wise and a long-term investor- not a speculator.
RE:not investment plan
by on Jul 16, 2007 02:19 PM
This Article framed good but still something missing like "How to Understand Price Quotations"? Knowing how to read the stock tables will help you follow the progress of a stock you own or are thinking about buying. But what about the market as a whole?
RE:not investment plan
by on Jul 16, 2007 03:11 PM
This Article framed good but still something missing like "How to Understand Price Quotations"? Knowing how to read the stock tables will help you follow the progress of a stock you own or are thinking about buying. But what about the market as a whole? -Shweta Mogadpally.
