Elders need care and health insurance, the premium is paid by the children, and the hopeless government puts a 18% GST on it ,the job which is suppose to be the prime responsibility of government, thinks it to be luxury and taxes it at 18%, even the whole premium paid is not tax exempted. and the Medical cost for aged parents is generally high , there should infact be some subsidy, but leave aside that , they are made to feel like a burden