Consumer forum, citizen groups should have come together and pioneer a platform where we can demand value for the money. what is this application fees, processing fees, mortgage deed fees, legal fees have to do with??? All these steps is a part of the giving the loan to the borrower, then it's all the obligation on bank to check the papers and decide whether they can give the loan or not ; what is the point to ask fee for decide whether they are able to give loan or not.This is a first step of extortion from the needy person and can plainly tell the customer that thay can't give the loan.
Grant of Home loan is another type of business. Public in general is helpless since there are no laws in respect of Real estate/real estate business.In every case the aspiring home owner or the aspiring tenant has to bear the brunt.