Since all these are hard facts and Mr Rajiv has just shown the mirror to user, very true , and appreciable, however we should always remember not to use credit card, infact you can keep one or two for some time in real needs.
Re: Absolutely useless article
by tom cat on Nov 30, 2015 05:44 PM
You are right. There is only one secret and that is not to use a credit card if you are not good in money management.