CIBIL must see the behavior of Banks & Financial Institutions. I have had a Home loan From DCB bank sanctioned & disbursed on 05.12.2004 @ 7.25% at fix rate of interest for whole tenor, the bank cheated me, the bank fabricate a forged sanctioned letter & also forged my signatures on it with a condition overleaf that fix rate will be converted into floating after three years, overleaf is without any signature, and on this behalf asking me to pay, i replied as mentioned but of no use & the bank increase the number of EMIs, my account was shared with CIBIL showing over dues. I filed a declaration suit in the court of law & succeeded on dated 02.01.2015. I sent a notice to the bank to return my documents but of no use. HARI PARKASH SINGHAL AK-35, Shalimar Bagh, DELHI-110088