This is a strategy for hermit. Three things are forgotten by proponents of this, do what you like and money follows story...
First there is a time value of money i.e. you get money faster you can retire with larger sum of money and that ensures your years after retirement
Second expected payout is always product of probability of getting money into expected money. This means risk of earning money matters.. small but sure money allows you to plan better than infrequent large money...
Third there is a life stage value of money i.e. you need to have certain money at certain stage of your life to ensure you get to enjoy other aspects of life like having a beautiful wife when you can enjoy intimacy, having beautiful children when you can spend on their education and see them on their path to success etc etc
All of this is not valid for a hermit who is devoted completely to his passion and does not care for anything else...
Most of us are not like this and hence this goody goody strategy is recipe for disaster
Remember Amir Khan may have 400 patents to his name but he most likely did not continue teaching children after marrying Karina... So also Chatur reached his goal of home in US, family and cushy job much faster and supposedly had no skills compared to Amir or Phunsukh Wangdoo of Three Idiots...
