Credit card usage should be selective and planned.Rushing to ATM and go for small purchases is a stupit idea when ATM transactions are resticted. It is prudent to do your monthly shopping when the billing cycle starts whereby your money will lie in your account for some 40 days.Isnt that sensible.
Very Poorly Written Article. Credit card transactions should be linked directly to your ITR . Your ITR shows the “Capacity” to repay the Credit Card bills. In case Your ITR supports , You can use your card to cover most of the expenses listed below, Yes Even wedding expenses can be covered by card and cheque.
