From the couples of years, if there is no such type of single transaction in the history of the account with banks., but if unfortunately without intention, by mistake of somebody i.e. agent, the exceed amount put on the cheque paid for insurance premium and the remark of insufficient fund is showing on the banks advice or on the passbook during the loan proposal is in process. Can the bank will consider such type of the single mistake made on account of the borrower ? How to clarify this type of the mistake to get the loan is already requested ? Please suggest.
