Discussion Board

CIBIL credit score dropped after clearing your loan? Here's help!


Total 4 messages Pages | 1
BIJU ABRAHAM
CIBIL Clearance
by BIJU ABRAHAM on Oct 24, 2016 01:11 PM

We will purchase a detailed CIBIL report (CIR) on your behalf.
2. We will be analyze your Credit History & Credit Score.
3. A detailed plan will be drafted to resolve any discrepancies first i.e., (you might have paid all the dues to the financial institutions and information in CIBIL is wrongly updated. We will fix the errors on your credit report)
4. Then we will check about the defaults / overdue amount to be paid by you to the financial institutions.
5. We will first check with you (since when you have defaulted or not paid the amount to the financial institutions)
6. Then we will check with the bank about the closure amount.
7. After paying the closure amount to the creditors.
8. We will get you the closure letter/ No due certificate letter from the bank.
9. We take the complete responsibility of the documentation for closure.
10. We also ensure the CIBIL update is done by the bank. And whichever information’s are not updated in the report we will get it updated in the report.
11. For the score to improve there must be running loan or credit card so we will get you a pre paid card for the score improvement and monitor for the score
12. After updating all the records in CIBIL, your CIBIL will be cleared & then loans should not get declined
for further details contact on 9535061366

    Forward  |  Report abuse
sayeeda shenaz
CIBIL clearance
by sayeeda shenaz on Oct 19, 2015 12:51 PM

1. We will purchase a detailed CIBIL report (CIR) on your behalf.
2. We will be analyze your Credit History & Credit Score.
3. A detailed plan will be drafted to resolve any discrepancies first i.e., (you might have paid all the dues to the financial institutions and information in CIBIL is wrongly updated. We will fix the errors on your credit report)
4. Then we will check about the defaults / overdue amount to be paid by you to the financial institutions.
5. We will first check with you (since when you have defaulted or not paid the amount to the financial institutions)
6. Then we will check with the bank about the closure amount.
7. After paying the closure amount to the creditors.
8. We will get you the closure letter/ No due certificate letter from the bank.
9. We take the complete responsibility of the documentation for closure.
10. We also ensure the CIBIL update is done by the bank. And whichever information’s are not updated in the report we will get it updated in the report.
11. For the score to improve there must be running loan or credit card so we will get you a pre paid card for the score improvement and monitor for the score
12. After updating all the records in CIBIL, your CIBIL will be cleared & then loans should not get declined
for further details contact 9535061366


    Forward  |  Report abuse
Sriram Krishnamurthy
CIBIL
by Sriram Krishnamurthy on Dec 21, 2014 09:00 PM

I agree with the comments given here. Cibil does not distinguish between a dispute and default, neither do they verify facts with the concerned individual before assigning the credit rating and therefore putting the individual in a spot of bother. This practice should stop forthwith and the individual concerned should also be consulted before firming up their credit rating.

    Forward  |  Report abuse
subra
cibil
by subra on Dec 19, 2014 06:59 PM

Its not a professional and honestway of working
It has no means of checking correctness of bank reports on individualborrowers nor they veryfy the correctness with the concerned individual
its another headache for individuals whotakesand repays timely byway of targets for future loans bylending agencies,inundated by offers
since all banks and individuals are connected by pan card,this cibil should be wound up

    Forward  |  Report abuse
Total 4 messages Pages: | 1
Write a message