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6 alternatives to beat expensive personal loans

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johnson vaz
 Loan Sharks
by johnson vaz on Sep 10, 2012 06:04 PM  | Hide replies

To live a happy life, never take loan of any kind. Always live within your means.If at all you need to show-off at the supermarket/mall or any outlet, use debit card instead of credit card.
Dr. Miguel Vas

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ramesh
 no need...
by ramesh on Sep 10, 2012 05:38 PM  | Hide replies

don't even think of a loan / credit cart...we can live suffice with our earnings..as our grandparents...dont make yourself suffocate..
taking 15Lacs home loan and paying till lifetime and leave it to your son is no good for urself...

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Baingan Bharta
 Re: no need...
by Baingan Bharta on Sep 10, 2012 06:37 PM
You have, probably, inherited a mansion. If you mention grand-parents then you are living in the wrong era.

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krishna naidu
 Re: no need...
by krishna naidu on Sep 13, 2012 08:30 PM
Interest paid on Home loan is tax-exempted. So technically instead of paying tax we can pay the part of interest to the bank. On the other hand we are getting the property at today's price.

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jailab eqbal
 loan
by jailab eqbal on Sep 10, 2012 11:53 AM  | Hide replies

the fd canbe discontined if necessary instad of taking loan for higher interest

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krishna naidu
 Re: loan
by krishna naidu on Sep 13, 2012 08:25 PM
If we liquidate FD, part od interest earned will be eaten away by the penalty.

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True Voice
 within your limit
by True Voice on Sep 10, 2012 11:37 AM  | Hide replies

Try to live within your limit. No loan required other than a housing loan or unexpected medical expenses. All other unwanted expenses are imposed.

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AKSHAY DHARIWAL
 Re: within your limit
by AKSHAY DHARIWAL on Sep 10, 2012 04:33 PM
really true. taking loan is easy but handling EMIs that to for a very long time is very hard. Must be avoided.

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Mukesh Danani
 Re: within your limit
by Mukesh Danani on Sep 10, 2012 11:53 AM
very true

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Sensor Technologies
 Re: Re: within your limit
by Sensor Technologies on Sep 10, 2012 01:51 PM
what about educational loans ?

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SAGAR INAMDAR
 Re: within your limit
by SAGAR INAMDAR on Sep 10, 2012 12:27 PM
Very much true. You speak my voice.

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