We have heard a million times before that the key to become rich is – Spend less than you earn. This is great advise and you should follow this without any hesitation.
But sometime spending less doesn’t seem much Fun and If you want to spend more then you need to earn more. I am going to tell you 10 ways to earn more money.
1. Ask For A Raise - According to the Pareto principle, 80% of the tasks you are doing on your work bring 20% result and other 20% tasks bring 80% result. Concentrate on 20% activities that are important and do them in the best way possible for next three months and then ask for a Raise.
2. Find A New Job - A great way to earn more money is to find a new Job where you can get paid more than your current job or Find a job near your home so that you can save fuel expenses.
3. Earn More From Your Hobbies - Usually hobbies cost you money but on the other side, you can also make money from your hobbies. For example you can sell your Photographs to magazines, you can design logos for other companies, teach cooking recipes online and become a tour guide etc.
4. Start A Part-Time Business - This is the best advice, I can give you, Start a Part-time business. Here are few ideas – Repair computers, Garage cleaning, Home painting, Gardening, Dogs training, Personal Health trainer, Teaching language and computer skills.
5. Get A Part-Time Job - If you are afraid of starting a part-time business then find a part-time job that you will enjoy do
SBI has facility of liqid FD with 9.25 % in MODS fixed deposit. While depositer earns Fixed Deposit interest, It is liquid, linked to Savings account. The Core Banking automaticly breaks the required amount when depositor try to withdraw amount in ATM or his cheque hits banks over and above Saving Account Balance. SBI's SAVING PLUS Account transfers periodically transfers excess funds to Liquid FD. The liquid FD also can be made by visiting Branch or Through Internet Banking, A Great facility and great interest rate on Liuid Funds. NO NEED to change to bank offering 7 % on savings deposits.
...you can continue to bank with your regular bank and open an additional account with the bank offering higher SB interest. You can then park the surplus funds in the new bank account without actually closing your regular account.
To have account with Private bank or Government bank. The choice is ours. Private bank is like wife. Ever demanding. Government bank is like our Grand mother.
Re: Private Bank vs Nationalised Bank
by antipakanticongress on Jan 18, 2012 11:18 PM
Enjoy your life and dont forget to vote congress if you vote for congress price of petrol will go to 100 and you can then open petrol pump to earn more
Re: Private Bank vs Nationalised Bank
by Prabhu on Jan 19, 2012 09:34 AM
I strongly disagree with your view...I have account with Citibank and SBI for more than a decade. I never had to go to citibank except for once every transaction I do is through phone or internet or ATM kisok banking. But the other hand I had to visit SBI multiple times to even get an ATM card and for every query I had to go to bank taking time off from my official work.
If you stick to rules...private bank is the best option...
