With inflation and gas prices skyrocketing, it becomes harder to save money and we wander where all our money being spent.
If you can learn a few methods to save money on your car or bike, you can save a lot of money and if you invest this saved money and get 15% annual return you can retire rich and happy.
Note : You should spend no more than 20% of your household income to buy and maintain your car. If you are spending more than 20% of your income on your car, you are in trouble.
Earning is as hard and difficult as digging the ground with a pin. Spending is easy as bursting a balloon with the pin. So realize that spend only 1/3rd of your income and save the rest for the rainy day. Unlike developed countries (where govt support their citizens with quality education at affordable or no rate, quality health coverage at no cost and pension), we have to take care everything on our own with our own hard earned money despite paying 30% tax to Govt. So earn and spend wisely.
basically one should always remember Expenditure=Earning-Saving , not Saving=Earning-Expenditure ... i.e. save before you spend. also refrain from alcohol (not in parties) and movies in PVR, DT and Inox 's.. bloody looters ! torrents are your best friends.
hi, we have developed a portal which exclusively deals in used / secondhand products. where one can buy, sell or donate second hand products online. register yourself and post your products or requirements. its free. because we have no funds to advertise on a large scale, we need support from all of you guys in promoting it to your friends.
Dont carry a wallet or credit card when u go out with friends and just when the bill comes excuse urself and go to the loo. But make sure U pick up different friends next time u try to play this trick
Re: dont trust this S#!tt! ...
by Avijit Chatterjee on Dec 11, 2011 04:11 PM
Hey Syed, the tool is not that bad either, and its simple. Do not divulge account info and passwd, just use their free upload tool, and you can manage almost all your financing options free of cost, and securely.... Hope they keep the basic model free as promised...
if we want to save money for the future, the only way is that govt.should all commodities to 50% and should waive off all taxes so that, the common man need not to suffer and he can spend and save carefully
From authors point of view, point no.10 is very important as he is trying to sell his product through that point. If he cannot sell his product, he cannot make money and if he cannot make money, he cannot save :-)
