From authors point of view, point no.10 is very important as he is trying to sell his product through that point. If he cannot sell his product, he cannot make money and if he cannot make money, he cannot save :-)
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Majority of us do not follow this practice. Rather what we do is, we first spend and then try to save the balance which never happens as expenses keeps coming up. For Example a person earning 50000 a month having monthly expense budget of 30000. If he thinks he could save 20000 after spending 30000 he would actually save lesser than that because of unplanned expenses. On the other hand If he commits 20000 in a saving plan then he will learn to manage in 30000.
In spite of all these things we are unable to save any money in the major cities. Most expenditures are unavoidable and they have gone above the roofs.
In spite of all these things we are unable to save any money in the major cities. Most expenditures are unavoidable and they have gone above the roofs.
This article is very good. Not only for the common man, but also for the corporate houses. Today we are witnessing the whole of Europe is in economic crisis. They should take a lesson from this article to manage money and excersing control on spending.
