Hire SALES guys. Not people from customer service background. Get SALES guys. Pay attention, people. Train these sales guys how to brainwash/confuse HNIs into buying expensive ULIPs. Peep into their bank accounts and pitch products to maximize the profits of these companies and not the investors. Churn to earn more commission. And get fat rewards. Go to foreign trips. Rinse repeat for the next murga HNI/Investor.