"They also have certain conditions associated with them but coverage in any form is better than not having a cover at all." What If The condition says valid only after 3 month old. So a catch is always tricky and Not advisable in form.
Youn have said it in second para last line: At this my cousin got a little annoyed and expressed displeasure about my being morbid about the future". We Indians are lagging behind due to our morbid fobias. Eveb educated are guilty of this debilitating disease.
