You should not buy insurance policies for the investment purpose. If you invest your money in the traditional life insurance policies that give your money back after a certain period of time, you end up loosing your money due to inflation and taxes.
If you have a family who depends on your income then you should consider term insurance
"traditional insurance plan for investment", Looking at insurance as an investment avenue is a very very fundamental mistake. Insurance is to cover risk and best way to do it is using TERM plan for life PERIOD.