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swapna menon
best advice
by swapna menon on Sep 30, 2010 04:19 PM  | Hide replies

best advice to those who are planning to take personal loan is to not to take it

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vikki singh
Re: best advice
by vikki singh on Oct 01, 2010 10:03 AM
RIGHT
SPREAD THE WORD ,DONT LET THIS FINANCIAL PLAQUE corrupt OUR people
IT WILL ARTIFICIALLY PUMP THE ECONOMY



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MHS
Re: Re: best advice
by MHS on Oct 01, 2010 09:11 PM
You meant plague and not plaque, I believe.

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ganesh iyer
Ganesh---Personal Loan
by ganesh iyer on Sep 30, 2010 03:58 PM

As per my current experience Axis bank has been prompt in servicing all the pre sanction & post sanction requirements. Also there are no charges on Preforeclosure of loan. Other banks charge heavily on Foreclosure which can go upto 4-5% also we need to maintain loan repeyament atleast 6months which will results payment of high interest unnecessarily.

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T S
Personal Loan
by T S on Sep 30, 2010 03:27 PM

I found Axis Bank good. No penalty for
part-payment or foreclosure, and interest rate is also good.

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kiran kumar
Re: IT Professionals - Lost Job or Looking for Extra Income??
by kiran kumar on Sep 30, 2010 01:16 PM
Y dont you sit at comfort of your home and build your career? What makes you flood message board with irrelavant messages?

If you are indeed interested in building our careers, why dont you explain in couple of paragraphs, how this web site works?

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s sethi
Re: Re: IT Professionals - Lost Job or Looking for Extra Income??
by s sethi on Oct 02, 2010 09:11 AM
LOL

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Amar Chaudhary
personal loan
by Amar Chaudhary on Sep 30, 2010 11:12 AM  | Hide replies

Sometime you have to take sour medicine to get rid of illness. personal loan is same sour medicine.

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sk ms
Re: personal loan
by sk ms on Sep 30, 2010 12:47 PM
Personal loan is the illness. Medicine is paying it off.. One point is never take personal loan unless there is a real medical emergency for self or family . Any other valid reason one can think of for taking personal loan ?

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kiran kumar
Re: Re: personal loan
by kiran kumar on Sep 30, 2010 01:20 PM
May be to salvage personal financial crisis after spinning credit on credit cards.

To repay loan taken from local pawn broker.

To repay a hand loan taken from a friend/relative who is in need of money.

In any case, it is a bad option that should be used to avoid worst.

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shammi khandelwal
Re: personal loan
by shammi khandelwal on Sep 30, 2010 11:17 AM
its available easily
but u cant pay it easily
i took one loan and only 3 instalments are remaining and i am receiving many calls for top up

ok take personal loan if required but avoid top up

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Sudhir Gupta
LOAN
by Sudhir Gupta on Sep 30, 2010 11:03 AM  | Hide replies

LOAN IS LOAN AND REMAINS LOAN FOREVER D'NT TAKE IT UNLESS IT IS VERY VERY ESSENTIAL
THE LOAN PROVIDING ORGANISATIONS AND INSTITUTIONS ARE MORE CRUEL THAN THE PAST TIME MONEYLENDERS
IN FACT THEY ARE HUNTERS AND HUNT US WITH THE HELP OF SO CALLED SERVICE PROVIDERS

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vikki singh
Re: LOAN
by vikki singh on Oct 01, 2010 10:01 AM
RIGHT
SPREAD THE WORD ,DONT LET THIS FINANCIAL PLAQUE SPREAD IN OUR NATION
IT WILL ARTIFICIALLY PUMP THE ECONOMY

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shammi khandelwal
Re: LOAN
by shammi khandelwal on Sep 30, 2010 11:12 AM
u r rite

taking loan from money lendors is more safe now although their interest ig high as u can make payment at one go and they dont charge pre payment penalty

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shammi khandelwal
so
by shammi khandelwal on Sep 30, 2010 10:50 AM

citi bank is worst

city bank interest is very very high

interest calculation is not on reducing balance

part payment is not allowed

high pre payment penalty

branches delay the procedure if anyone wants to clear the loan at one go

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