Re: Retirement planning
by jaivallabh pandey on Nov 22, 2010 08:41 AM
Iam 45 years old. getting consolidated salary w/o pf in a pvt sector. I do not have any saving. Can any body guide me in saving for retirement plan.
There is lot of cheating and misleading in insurance/ULIP plans by the so called investment guides of companies and you end up with a loss. It is my experience.
if one uses credit cards wisely and pay the entire amount on the due date ( not just the minimum amount due), it is great way of paying as also reaping awards and some savings. However, if someone gets into a debt trap, it becomes crippling as credit card companies in India levies huge interests on overdue payments. It is neccessary to have credit cards now a days to book airline & railway tickets on line or to pay utility bills online apart from shopping. Credit Cards save a lot of time and are convenient to the user. Moot point is discipline.
You may incure huge lose, people like him write all kind of crap to earn your hard earned money. These con men spend their whole time throughout life cheating other and and make life out of it
Re: Do not invest in pension plans
by yugapurush on Oct 28, 2010 02:37 PM
My grand father never had an insurance plan, my father never had an insurance plan. still they were happy till their last moments..
Re: Re: Do not invest in pension plans
by SUNIL KUMAR on Oct 29, 2010 07:39 PM
OF COURSE THEY WERE HAPPY, BUT IF THEY WOULD HAVE INVESTED THOSE THINGS , THEY WOULD HVE MORE AND MORE HAPPY.
Re: easy tips to plan retirement
by rajan menon on Oct 27, 2010 05:33 PM
This article is written by the author to sell his schemes and earn his pension.Those smart enough will learn to save to earn their pension .
