family members criticize smart spending habits. They label the smart-spender as Kanjoos. It is the person who works hard to earn knows the value of money, his family members don't. So this article to good-to-read for the non-earning family members.
This article deserves a BIG HAND. These kind of quality articles are very rare. Instead of boring quizzes, rediff need to come out with these kind of useful things.