Myself Krishna, from Hyderabad. Recently, my sister was diagnosed with ALL(Blood Cancer) on 12th March 2011. She is holding an health insurance for 3 lacs company ‘ABC’ & a top-up plan of 10 lacs with company ‘XYZ’ taken both at June 2010 & July 2010 respectively.
We got a pre-approval for Cashless facility from company ‘ABC’ for 1 lac where treatment is going on.
I have few queries regarding this health insurances. Please clarify.
1. Since the cancer was diagnosed recently, they had approved our claim & the treatment is going on. However whether the company has right to drop our policy before renewal? 2. If the company drops our policy with no reason before renewal, what should we do, where to go? 3. If the company allows us to renew our old policies, whether the disease diagnosed in this year, will be treated in the renewal policy also? 4. If yes, it sounds great. If no, how many days should we wait for the initial treatment after the renewal was done. 5. Since, she was diagnosed with life threaten disease, while at the renewal time, can the company accept our renewal. Whether there will be more premium collected.
Please clarify my doubts . We will be very thankful for your help. Please provide us your mobile number, so that I can talk to you in person, for any further clarifications.
Myself Krishna, from Hyderabad. Recently, my sister was diagnosed with ALL(Blood Cancer) on 12th March 2011. She is holding an health insurance for 3 lacs company ‘ABC’ & a top-up plan of 10 lacs with company ‘XYZ’ taken both at June 2010 & July 2010 respectively.
We got a pre-approval for Cashless facility from company ‘ABC’ for 1 lac where treatment is going on.
I have few queries regarding this health insurances. Please clarify.
1. Since the cancer was diagnosed recently, they had approved our claim & the treatment is going on. However whether the company has right to drop our policy before renewal? 2. If the company drops our policy with no reason before renewal, what should we do, where to go? 3. If the company allows us to renew our old policies, whether the disease diagnosed in this year, will be treated in the renewal policy also? 4. If yes, it sounds great. If no, how many days should we wait for the initial treatment after the renewal was done. 5. Since, she was diagnosed with life threaten disease, while at the renewal time, can the company accept our renewal. Whether there will be more premium collected.
Please clarify my doubts . We will be very thankful for your help. Please provide us your mobile number, so that I can talk to you in person, for any further clarifications.
go to bank of baroda branch open an saving account in 1000/- rs and ask the manager for the mediclain scheme i covered my parents for 40000/- rs in 5700/- rs
Re: MEDICLAIM
by SUDESHKUMAR DJV on Jul 13, 2010 06:24 PM
WOULD U PL LET ME KNOW MORE ABOUT THE BOB and its website so that i can understand its offers
