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Almighty
Transperancy from Banks ....Bad Joke
by Almighty on Feb 20, 2010 10:46 PM  | Hide replies

until now they had BPRL , and they could
increase it at will to increase interest rate
to customers.

Now RBI consults with same cr00ked banks and comes up with...."base rate" ....and kamat(ICICI)....the big cr00k is extremely exited...u know why ?

He knows there will be no change or restriction in their ability to fleece customers with impunity....because there is
only a base rate and as per RBI m0r0ns, banks
cannot offer below this rate but....they can charge as high interest as their greed allows them to ...nice way to continue to ripoff Dumb customers.

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Almighty
Re: Transperancy from Banks ....Bad Joke
by Almighty on Feb 20, 2010 10:50 PM
I recently changed from my banks interest rate of 11.5% to 8.5% fixed for the tenure from a
private Finance Corp using one of my contacts.
I'll be saving over 12.6 lacs over the next 15 years by changing over
to the private finance company. I can now save and invest this amount
to earn more or repay the loan 30% faster than before.
why work longer to make the bank richer at your cost ?

If interested in lower interest u too can_contact
rohit _(0)_99 _eight_zero 80 seven_one 64


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a c
NEVER TAKE A LOAN FROM HSBC
by a c on Feb 20, 2010 09:57 PM

1. THEY TOOK A ONE LAKH RUPEE PREMIUM FOR ACCIDENTAL DEATH BENEFIT FOR RS 28 LAKH LOAN. THIS WAS TOTAL CHATING AS I REALISED LATER ON. THEY PAID BACK 70000 AFTER MUCH PRODDING BUT THEY HAD MADE RS 60,000 IN THREE YEARS AFTER I CANCELLED MY HOME LOAN BY PAYING THEM OFF.IF I HAD TAKEN A SIMILAR INSURANCE FROM A PSU INSURANCE CO INSTEAD OF TATA AIG WHICHWAS HAND IN GLOVE WITH HSBC I WOULD HAVE PAID ONLY ABOUT RS 10,000 TOTAL.
2. THEY TOOK 15% INTEREST AND ALSO PENAL CHARGES OF RS 40000/- FOR EARLY PAYING OF LOAN AMOUNT. THEY ARE THE BIGGEST CHEATS.
NEVER EVER TAKE ANY LOANS FROM THESE MNC BANKS. THEY ARE ALL CHEATS. IN FACT NEVER HAVE A ACCOUNT WITH THEM.

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a c
NEVER TAKE A LOAN FROM HSBC
by a c on Feb 20, 2010 09:57 PM

1. THEY TOOK A ONE LAKH RUPEE PREMIUM FOR ACCIDENTAL DEATH BENEFIT FOR RS 28 LAKH LOAN. THIS WAS TOTAL CHATING AS I REALISED LATER ON. THEY PAID BACK 70000 AFTER MUCH PRODDING BUT THEY HAD MADE RS 60,000 IN THREE YEARS AFTER I CANCELLED MY HOME LOAN BY PAYING THEM OFF.IF I HAD TAKEN A SIMILAR INSURANCE FROM A PSU INSURANCE CO INSTEAD OF TATA AIG WHICHWAS HAND IN GLOVE WITH HSBC I WOULD HAVE PAID ONLY ABOUT RS 10,000 TOTAL.
2. THEY TOOK 15% INTEREST AND ALSO PENAL CHARGES OF RS 40000/- FOR EARLY PAYING OF LOAN AMOUNT. THEY ARE THE BIGGEST CHEATS.
NEVER EVER TAKE ANY LOANS FROM THESE MNC BANKS. THEY ARE ALL CHEATS. IN FACT NEVER HAVE A ACCOUNT WITH THEM.

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jambu jambu
Home Loan Rate and transparency
by jambu jambu on Feb 20, 2010 09:39 PM

what a joke - as long as ICICI Bk exists there will be no transparency in any bank matters- leave alone Home Loan rates- kamath - ex Chairman has trained all the ppl in ICICI how not to be transparent

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jambu jambu
Home Loan Rate and transparency
by jambu jambu on Feb 20, 2010 09:39 PM

what a joke - as long as ICICI Bk exists there will be no transparency in any bank matters- leave alone Home Loan rates- kamath - ex Chairman has trained all the ppl in ICICI how not to be transparent

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guru
NOTHING IS CLEAR IN THIS COUNTRY ALL NONSENSE
by guru on Feb 20, 2010 09:36 PM  | Hide replies

Nothing is clear in this country .
all nonsense going on,no water and electricity for the common man.
people dying due to hunger and poverty.
lot people are landless.
bonded slavery in india.
unequal distribution of money.
one is billionare and one is hungry
funny country

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Santhosh Kumar
Re: NOTHING IS CLEAR IN THIS COUNTRY ALL NONSENSE
by Santhosh Kumar on Mar 19, 2010 01:34 PM
Its not funny... some ppl are funny like you... u dont want to work hard and be a billionaire... ridiculous..

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guru
NOTHING IS CLEAR IN THIS COUNTRY ALL NONSENSE
by guru on Feb 20, 2010 09:35 PM

Nothing is clear in this country .
all nonsense going on,no water and electricity for the common man.
people dying due to hunger and poverty.
lot people are landless.
bonded slavery in india.
unequal distribution of money.
one is billionare and one is hungry
funny country

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guru
NOTHING IS CLEAR IN THIS COUNTRY ALL NONSENSE
by guru on Feb 20, 2010 09:34 PM

Nothing is clear in this country .
all nonsense going on,no water and electricity for the common man.
people dying due to hunger and poverty.
lot people are landless.
bonded slavery in india.
unequal distribution of money.
one is billionare and one is hungry
funny country

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jambu jambu
Home Loan Rate
by jambu jambu on Feb 20, 2010 09:34 PM  | Hide replies

As long as ICICI Bank exists, Home Loan rates will never be transparent- thanks to Kamath - he has spoiled the entire banking industry -

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a c
Re: Home Loan Rate
by a c on Feb 20, 2010 10:06 PM
WHAT ABOUT HSBC WHICH CHEATED ME OF RS ONE LAKH IN INSURANCE PREMIUM ON MY HOME LOAN THROUGH TATA AIG.
YOU TAKE A HOME LOAN, THEY APPROVE THE PROPERTY YOU BUY, THEY MORTGAGE THE PROPERTY IN THEIR NAME AND THEN THEY ALSO MAKE MONEY BY TAKING A INSURANCE THROUGH THEIER COHORTS TATA WHO GIVES THEM A HEFTY COMMISSION OF ABOUT RS 30,000/- FOR A INSURANCE PREMIUM OF ONE LAKH AND THEY FLEECE THE UNSUSPECTING CUSTOMER. THIS CAN HAPPEN ONLY IN INDIA AND WE THINK THE TATAS ARE HONEST BUSINESS MEN. TO HELL WITH ALL THESE MULTINATIONALASW AND OUR BIG BIZ HOUSES.
WE COMMON MEN DO NOT HAVE ANY FREINDS. IF BIRLAS MAKE LESS MONEY IMMEDIATELY THE GOVERNMENT IMPOSES SAFEGUARD DUTY ON IMPORTS OF 35% BUT WHEN SSI; S CLOSE DOWN THEY DO NOT BOTHER. THATS WHY WE HAVE UNEMPLOYMENT. THE DOLES BEING GIVEN OUT TO VILLAGES IS BEING CORNERED BY CORRUPT POLITICIANS AND WE ARE HAVEING TO FOOT THE BILL BY PAYING TAXES. THE NETAS DO NOT PAY TAXES
TO HELL WITH THEM

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R M
Re: Home Loan Rate
by R M on Feb 20, 2010 10:07 PM
WHAT ABOUT HSBC WHICH CHEATED ME OF RS ONE LAKH IN INSURANCE PREMIUM ON MY HOME LOAN THROUGH TATA AIG.
YOU TAKE A HOME LOAN, THEY APPROVE THE PROPERTY YOU BUY, THEY MORTGAGE THE PROPERTY IN THEIR NAME AND THEN THEY ALSO MAKE MONEY BY TAKING A INSURANCE THROUGH THEIER COHORTS TATA WHO GIVES THEM A HEFTY COMMISSION OF ABOUT RS 30,000/- FOR A INSURANCE PREMIUM OF ONE LAKH AND THEY FLEECE THE UNSUSPECTING CUSTOMER. THIS CAN HAPPEN ONLY IN INDIA AND WE THINK THE TATAS ARE HONEST BUSINESS MEN. TO HELL WITH ALL THESE MULTINATIONALASW AND OUR BIG BIZ HOUSES.
WE COMMON MEN DO NOT HAVE ANY FREINDS. IF BIRLAS MAKE LESS MONEY IMMEDIATELY THE GOVERNMENT IMPOSES SAFEGUARD DUTY ON IMPORTS OF 35% BUT WHEN SSI; S CLOSE DOWN THEY DO NOT BOTHER. THATS WHY WE HAVE UNEMPLOYMENT. THE DOLES BEING GIVEN OUT TO VILLAGES IS BEING CORNERED BY CORRUPT POLITICIANS AND WE ARE HAVEING TO FOOT THE BILL BY PAYING TAXES. THE NETAS DO NOT PAY TAXES
TO HELL WITH THEM

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