Hi, Im Ram, a salaried employee. We have a 550 sq feet individual home at coimbatore which is registered in my mothers name.I want to apply for a home loan to construct the First floor. Do I have eligibility to get homeloan in my name so that I can have tax excemption.
Hi Harsh, I took a loan of 28 lakh from LIC at 8.75% floating rate of interest. I have been hearing that 8.75% is fixed only for 3 month and post that it will revised on 10.25% and it seems loan amount beyond 30 lakh have less floating rate compred to less than 30 lakh bracket. Santosh
Re: hose loan in HDFC as NRI case
by Almighty on Jul 01, 2009 03:51 PM
if u r coming down to india, before 40 days give documents to bank to process the loan.
I will be joining a new company from the next week and at the same time I am going for a new flat. I need a loan of almost 30 lacks for this new flat. The banks are asking for the 3 months salary slip or confirmation letter of this company where I will be joining. It will be difficult to get these documents. Could you pls help me with other alternatives to get loan.
Re: Re: Home loan in new job
by kiran achrekar on Jul 01, 2009 03:58 PM
Thanks, but I need immediate loan and to get 3 moths salry i need to wait for 3 months. Is there any other option
I will be joining a new company from the next week and at the same time I am going for a new flat. I need a loan of almost 30 lacks for this new flat. The banks are asking for the 3 months salary slip or confirmation letter of this company where I will be joining. It will be difficult to get these documents. Could you pls help me other alternatives.
