We have taken a home loan from Federal bank before six years. Can we transfer our loan to someother bank? which bank will be the best option?Please advise
We have taken a home loan from Federal bank before six years. Can we transfer our loan to someother bank? which bank will be the best option?Please advise
I have taken a housing loan of Rs.10,70,000 at 2009 from HDFC and built the house, due to the material and labour cost had exceed the building cost. Hence, I could not follow up my EMI properly on regular basis & there are some cheque bounces, which I have settled all my dues with penalties. At present I am an NRI, employed at Dubai-UAE, my NRI/NRO salary is being credited in icici bank for the past two years, and maintaining my loan repayment track correctly from Jan-2013. I requested icici bank to takeover my housing loan, they have done all the process and formalities, at the final stage they rejected my loan application. I checked my CIBIL on-line my out standing loan amount is Rs.9,92,411 & the score is 783.
Kindly advise is there any possiblities for me to get loan from any bank. Expecting the favor of your reply.
i have taken loan of 14 lakhs from hdfc during 2011 and paid monthly emi till date. now i intend to shift the loan from hdfc to sbi due to higher rate of interest in hdfc. kindly suggest me to the procedue and pros and cons
I HAVE AVAILED RS.11,00,000/- AS HOME LOAN FROM NOV 2012. STILL NOW 4 INSTALMENTS I HAVE PAID. NOW I WOULD LIKE TO TRANSFER MY HOME LOAN. WHAT IS THE PROCEDURE
I have purchased flat for Rs.15,00,000/- in the month of july 12 from a private bank as the flat is under panchyat level.Can i tranfer my home loan to any other bank from Jan 2013 onwards
Re: Need to change Bank loan to other bank
by Radhakishore on Oct 09, 2012 05:18 PM
have purchased flat for Rs.15,00,000/- in the month of july 12 from a private bank as the flat is under panchyat level.Can i tranfer my home loan to any other bank from Jan 2013 onwards. Regards Radhakishore
we have taken Rs. 15 iakh home lone from indian bank in april 2012. because of late payment of loan ammount from the bank we want to trasfer our home loan to another nationlised bank.we want to know the procedure of loan transfer and how much ammount wil deduct in this procedure
Re: transfer of home loan
by LICHFL on Oct 04, 2012 11:08 AM
if your loan is on floating rate, then there is no charges applicable for transfer. Only the fees for the new bank is applicable. For more details please contact 0755-4260018
We have taken a mortage loan from GE Countrywide, in 2008, due to Higher rate of interest charged after 1yr of loan we want to switch the loan to other bank. Residential/Commercial Property in PMC limit, Clear title, please suggest appropiate banks for the same with tenure of 15yrs.
