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Haven't paid credit card bill?


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Raghu Attanti
ICICI Credit card payment not made
by Raghu Attanti on Jan 05, 2018 10:09 AM

Hi, i have used ICICI credit card for 1.45L in 2013 and i was unable paid due to my financial crisis. Bank charged interest for 6 months and made total amount 2.05L. I am receiving bill every month for this amount from 2013 to till date.
recently received a call from a person who introduced himself as ICICI employee and he looks legal issues. i explained the total situation to him that why i was unable to paid. He advised to settle it in 3 ways..
1. Pay 2.05L and clear from CIBIL debt list
2. Pay 1.45L principal only and can go for Credit Build program to raise CIBIL score
3. on my request and situation he advised to pay 93.5K and go for Credit Build program to raise CIBIL score.
upon my accept, he will start procedure to get call from ICICI aduit team to check and confirm the amount which i can pay & settle.
and bank will send letter for agreed amount to pay at any bank with in 3 days.
after i paid agreed amount a few days or couple months later debt amount will get clear from CIBIL.
after all this i can go to Credit Build program by paying 20K to get 17K worth credit card and after 3 or 4 days with 4 to 5 transaction per month and my return payments, my CIBIL score will reach to 750.

Please advise can i believe & proceed to the above.

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Raghu Attanti
ICICI Credit card payment not made
by Raghu Attanti on Jan 05, 2018 10:08 AM

Hi, i have used ICICI credit card for 1.45L in 2013 and i was unable paid due to my financial crisis. Bank charged interest for 6 months and made total amount 2.05L. I am receiving bill every month for this amount from 2013 to till date.
recently received a call from a person who introduced himself as ICICI employee and he looks legal issues. i explained the total situation to him that why i was unable to paid. He advised to settle it in 3 ways..
1. Pay 2.05L and clear from CIBIL debt list
2. Pay 1.45L principal only and can go for Credit Build program to raise CIBIL score
3. on my request and situation he advised to pay 93.5K and go for Credit Build program to raise CIBIL score.
upon my accept, he will start procedure to get call from ICICI aduit team to check and confirm the amount which i can pay & settle.
and bank will send letter for agreed amount to pay at any bank with in 3 days.
after i paid agreed amount a few days or couple months later debt amount will get clear from CIBIL.
after all this i can go to Credit Build program by paying 20K to get 17K worth credit card and after 3 or 4 days with 4 to 5 transaction per month and my return payments, my CIBIL score will reach to 750.

Please advise can i believe & proceed to the above.

    Forward  |  Report abuse
Raghu Attanti
ICICI Credit card payment not made
by Raghu Attanti on Jan 05, 2018 10:08 AM

Hi, i have used ICICI credit card for 1.45L in 2013 and i was unable paid due to my financial crisis. Bank charged interest for 6 months and made total amount 2.05L. I am receiving bill every month for this amount from 2013 to till date.
recently received a call from a person who introduced himself as ICICI employee and he looks legal issues. i explained the total situation to him that why i was unable to paid. He advised to settle it in 3 ways..
1. Pay 2.05L and clear from CIBIL debt list
2. Pay 1.45L principal only and can go for Credit Build program to raise CIBIL score
3. on my request and situation he advised to pay 93.5K and go for Credit Build program to raise CIBIL score.
upon my accept, he will start procedure to get call from ICICI aduit team to check and confirm the amount which i can pay & settle.
and bank will send letter for agreed amount to pay at any bank with in 3 days.
after i paid agreed amount a few days or couple months later debt amount will get clear from CIBIL.
after all this i can go to Credit Build program by paying 20K to get 17K worth credit card and after 3 or 4 days with 4 to 5 transaction per month and my return payments, my CIBIL score will reach to 750.

Please advise can i believe & proceed to the above.

    Forward  |  Report abuse
Raghu Attanti
ICICI Credit card payment not made
by Raghu Attanti on Jan 05, 2018 10:08 AM

Hi, i have used ICICI credit card for 1.45L in 2013 and i was unable paid due to my financial crisis. Bank charged interest for 6 months and made total amount 2.05L. I am receiving bill every month for this amount from 2013 to till date.
recently received a call from a person who introduced himself as ICICI employee and he looks legal issues. i explained the total situation to him that why i was unable to paid. He advised to settle it in 3 ways..
1. Pay 2.05L and clear from CIBIL debt list
2. Pay 1.45L principal only and can go for Credit Build program to raise CIBIL score
3. on my request and situation he advised to pay 93.5K and go for Credit Build program to raise CIBIL score.
upon my accept, he will start procedure to get call from ICICI aduit team to check and confirm the amount which i can pay & settle.
and bank will send letter for agreed amount to pay at any bank with in 3 days.
after i paid agreed amount a few days or couple months later debt amount will get clear from CIBIL.
after all this i can go to Credit Build program by paying 20K to get 17K worth credit card and after 3 or 4 days with 4 to 5 transaction per month and my return payments, my CIBIL score will reach to 750.

Please advise can i believe & proceed to the above.

    Forward  |  Report abuse
Raghu Attanti
ICICI Credit card payment not made
by Raghu Attanti on Jan 05, 2018 10:08 AM

Hi, i have used ICICI credit card for 1.45L in 2013 and i was unable paid due to my financial crisis. Bank charged interest for 6 months and made total amount 2.05L. I am receiving bill every month for this amount from 2013 to till date.
recently received a call from a person who introduced himself as ICICI employee and he looks legal issues. i explained the total situation to him that why i was unable to paid. He advised to settle it in 3 ways..
1. Pay 2.05L and clear from CIBIL debt list
2. Pay 1.45L principal only and can go for Credit Build program to raise CIBIL score
3. on my request and situation he advised to pay 93.5K and go for Credit Build program to raise CIBIL score.
upon my accept, he will start procedure to get call from ICICI aduit team to check and confirm the amount which i can pay & settle.
and bank will send letter for agreed amount to pay at any bank with in 3 days.
after i paid agreed amount a few days or couple months later debt amount will get clear from CIBIL.
after all this i can go to Credit Build program by paying 20K to get 17K worth credit card and after 3 or 4 days with 4 to 5 transaction per month and my return payments, my CIBIL score will reach to 750.

Please advise can i believe & proceed to the above.

    Forward  |  Report abuse
Raghu Attanti
ICICI Credit card payment not made
by Raghu Attanti on Jan 05, 2018 10:08 AM

Hi, i have used ICICI credit card for 1.45L in 2013 and i was unable paid due to my financial crisis. Bank charged interest for 6 months and made total amount 2.05L. I am receiving bill every month for this amount from 2013 to till date.
recently received a call from a person who introduced himself as ICICI employee and he looks legal issues. i explained the total situation to him that why i was unable to paid. He advised to settle it in 3 ways..
1. Pay 2.05L and clear from CIBIL debt list
2. Pay 1.45L principal only and can go for Credit Build program to raise CIBIL score
3. on my request and situation he advised to pay 93.5K and go for Credit Build program to raise CIBIL score.
upon my accept, he will start procedure to get call from ICICI aduit team to check and confirm the amount which i can pay & settle.
and bank will send letter for agreed amount to pay at any bank with in 3 days.
after i paid agreed amount a few days or couple months later debt amount will get clear from CIBIL.
after all this i can go to Credit Build program by paying 20K to get 17K worth credit card and after 3 or 4 days with 4 to 5 transaction per month and my return payments, my CIBIL score will reach to 750.

Please advise can i believe & proceed to the above.

    Forward  |  Report abuse
Raghu Attanti
ICICI Credit card payment not made
by Raghu Attanti on Jan 05, 2018 10:08 AM

Hi, i have used ICICI credit card for 1.45L in 2013 and i was unable paid due to my financial crisis. Bank charged interest for 6 months and made total amount 2.05L. I am receiving bill every month for this amount from 2013 to till date.
recently received a call from a person who introduced himself as ICICI employee and he looks legal issues. i explained the total situation to him that why i was unable to paid. He advised to settle it in 3 ways..
1. Pay 2.05L and clear from CIBIL debt list
2. Pay 1.45L principal only and can go for Credit Build program to raise CIBIL score
3. on my request and situation he advised to pay 93.5K and go for Credit Build program to raise CIBIL score.
upon my accept, he will start procedure to get call from ICICI aduit team to check and confirm the amount which i can pay & settle.
and bank will send letter for agreed amount to pay at any bank with in 3 days.
after i paid agreed amount a few days or couple months later debt amount will get clear from CIBIL.
after all this i can go to Credit Build program by paying 20K to get 17K worth credit card and after 3 or 4 days with 4 to 5 transaction per month and my return payments, my CIBIL score will reach to 750.

Please advise can i believe & proceed to the above.

    Forward  |  Report abuse
Raghu Attanti
ICICI Credit card payment not made
by Raghu Attanti on Jan 05, 2018 10:08 AM

Hi, i have used ICICI credit card for 1.45L in 2013 and i was unable paid due to my financial crisis. Bank charged interest for 6 months and made total amount 2.05L. I am receiving bill every month for this amount from 2013 to till date.
recently received a call from a person who introduced himself as ICICI employee and he looks legal issues. i explained the total situation to him that why i was unable to paid. He advised to settle it in 3 ways..
1. Pay 2.05L and clear from CIBIL debt list
2. Pay 1.45L principal only and can go for Credit Build program to raise CIBIL score
3. on my request and situation he advised to pay 93.5K and go for Credit Build program to raise CIBIL score.
upon my accept, he will start procedure to get call from ICICI aduit team to check and confirm the amount which i can pay & settle.
and bank will send letter for agreed amount to pay at any bank with in 3 days.
after i paid agreed amount a few days or couple months later debt amount will get clear from CIBIL.
after all this i can go to Credit Build program by paying 20K to get 17K worth credit card and after 3 or 4 days with 4 to 5 transaction per month and my return payments, my CIBIL score will reach to 750.

Please advise can i believe & proceed to the above.

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abhishek patel
Credit card
by abhishek patel on Oct 25, 2017 12:15 AM

I would like to know thatdue to nonpayment for long is a credit card gets blaocked and after payment does it realy gets released

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Sooraj Oswal
Wrong levy of penal charges and interest should be stopped
by Sooraj Oswal on Nov 29, 2016 08:45 AM

I am using icici credit cards for years together. Have been clearing my dues well on time. For about an year back, I found that bank wrongly levied penal n intt. Chgs on my credit card for not paying my dues on time. I disputed the chgs as I did not receive my statement on time. Thereafter lot of correspondence happened with bank but they refused to reverse the chgs. Noe these chgs have compounded to huge amount. I have stopped using their card and have cleared for all my valid purchases but have not paid for penal chgs. Now month after month they levying chgs and the amont is getting higher. Please advise me how to go about in this matter. Banks are bullying and exacting money from customers in such illegitimate way. Bank is charging intt. on intt. and are compounding the payment due month after month ?

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