Hello Friends 1. I do agree many experts will say many things. But I want to say something different. It is agreed that every family wants to invest little bit for the future. People do invest first in Provided Fund and then in Mutual Fund or any other scheme for saving the tax. 2. It is not me, it was Economic Times news paper news that our hard earned money is reducing in PF, Bank a/c, Bank FD, Post Office and even in fancy insurance schemes. Friends, remember & recollect that India is full of opportunities :- Banks and Insurance companies are rising high in India - every next day there is another ATM opening or new building of new Bank is coming up. All these sectors are earning from customers pocket only. They give you 6 to 8% annual return on your investment - and rest goes in their ATM, Buildings, Machines, Empolyees etc... Coming back to how your money decreases in Bank a/c, FD, Post Office and even in Provided Fund - please ask yourself - how much you are earning by putting your money in these sectors - say 9% maximum. Now ask yourself and refer any good news paper - what is the inflation rate in India since last 20 years. Friends, market rate of inflation is more than 15% to 20% PA. I will give you one more practical example - During 1960%u2019s, Rs 100 PM salary was drawn and was sufficient to run the house and huge saving also, people used to buy pure Gold (check with your parents)During 1980%u2019s -Rs 1000/- salary PM was required to run the house.During 2000%u2019s -Rs 10,000/- salary PM (MIN) was required. Now it is 2007/Feb - Rs25,000/- is just sufficient to run the house and just forget about buying gold or anything extra.WHAT WILL HAPPEN DURING 2020%u2019s :- Rs 1,00,000/- salary will be min. requirement for running the house and your other requirements will need extra money. Now i will remind you of market rate of inflation :- during 1980's the scooter cost was just Rs6,000/- and patrol rate was less than Rs7/- per ltr. Its just 20 years :- scooter rate is Rs35,000 and patrol rate is Rs50/- Per Ltr. (ASK YOURSELF :- DID YOUR MONEY IS GROWING IN PF OR BANK A/C OR FD ETC..) 3. THUS YOUR EARNING ON YOUR INVESTMENT IS = RETURN ON INVESTMENT - INFLATION RATE 4. SO, THE END Solution to the problem is that one should invest in share market or in mutual finds :- these two sectors always grow more than inflation rate. 5. Alternately, invest in Business - even small scale Business. Any trading business also gives you 8% to 10% within 3 months (credit period)- still one will get 32% to 40% PA from Business. But Business is not everyone baby-I do agree. 6. ANOTHER ALTERNATE :- Invest in Unit Linked with Equity Plan - YOU GET TAX SAVING BENEFITS, HIGH RETURNS WITH CAPITAL GURANTEE AND INSURANCE COVERAGE. 7. THE BEST I COULD FIND IS JOIN THE MLM BUSINESS OF UNIT LINKED EQUITY PLAN OF securedlives.com who is doing marketing for 7 major companies. Here is details :-Plan Benefits (OM KOTAK PLAN)-either buy from company or through me. Also for NRI%u2019s also
a]. Rs 45,000/-(3 UNITS OF RS 15,000 PA - YOU GET 9 ID's)PA for 3 yrs b] Insurance cover Rs 3,37,500/- c] Tax Benefits under 80 C, & 10 D d] Return : more than 38% PA (money double in 3 yrs) It will be as per growth of equity market- that can be double in one yr also. e] Sum Assured : Principle at bank rate of int is assured by IRDA f] Accidental death benefits : 3,37,500 value of your equity g] Withdrawal : after 3 yrs h] Loans after 3 yrs : 4th - 97%, 5 - 98%, 6-99% & 7 th yr 100% i] Auto cover Maint : pay instalment for 3 yrs and avail facility of insurance cover increasing value of equity for 15 yrs at market rate of growth.
8. Buyer Benefits after buying through me :- a]Eight percentage (8%) commission back from me within first month b] FREE ONLINE COMPUTER COURSES & EDUCATION c] FREE 40 ,MB WEB SPACE d] FREE solved CBSE class 10th and 12th papers & guide for entrance Exams e] FREE user id and password to access many unique feature on line f] FREE ELIGIBILITY TO EARN TEAM INCOME %u2013 and could be 32 lakh in 1 year without promoting any one else. Sellers Benefits : - Direct Sales Referral Income Bull%u2019s Eye Income benefits of Buyers 9. Lastly, I must explain team income of securedlives.com TEAM INCOME :- Team Income is one Income that everyone whosoever buy the product will be eligible irrespective of whether he / she promotes the sales of the company or not. Promoter can earn 32 lakh in 1 year after paying govt taxes. 1ST month %u2013 U alone makes 2 sales (invest plan of Rs30,000 either to 1 person or Rs15,000 plan to 2 persons)-total 2, 2nd month %u2013 U help new 2 associates to make 2 sales each 4 sales 2 4 =6, 3rd month-U 2 helps new 4 associates to make 2 sales each - 8-total 6 8=14, 4th U 2 4=7 helps new 8 associates to makes 2 sales each-16- total 30, 5th U 2 4 8=15 helps 16 to make 2 sales each -32-total sales 62, 6th 15 16=31 helps 32 to make 2 sales each-64-total sales 126, 7th month- 128 investments-total 254, 8th month 256 investments-total 510, 9th mth - 512 investments -total 1022, 10th month-1024 invest-total 2046, 11th month-total 4094, 12th month-total 8190
TEAM WORK PAYOUTS WILL BE WEEKLY BY THE COMPANY :- FIRST 3 SALES BELOW U TOTAL 3 RS 1,200 , Next 3 sales below U-Rs 1250/-, Next 3- u get another rs2550 , Next 9 - u get another 3000/-, Next 9 u get rs3000/-, Next 9 u get 5000/-, Next 9- u get 5000/-, Next 5-u get 9000/- 50 sales below U - by anyone u get team income of Rs 30,000 from securedlives.com
Next 50%u2019s below you U get Rs 20,000 Next 50 Rs 20,000 for each 50 below U.
For 8190 sales below You :- first 50%u2019s earning Rs 30,000 balance 8140%u2019s earning Rs 32,56,000 = Rs 32, 86,000/-
10. - NOW WHY YOU SHOULD BUY THROUGH ME IF YOU GIVE ME 50 SALES %u2013 SECURE LIFE GIVES YOU RS 30,000 TEAM INCOME AND FOR YOUR WORK UNDER ME : I WILL BE PAID BY SECURE LIFE RS 20,000/-
SO, I HAVE DECIDED TO PAY ADDITIONAL RS 10,000/- TO YOU FROM MY INCOME : THAT IS 50% OF MY INCOME I AM WILLING TO PAY YOU FOR YOUR WORK.
THAT MEANS, ONCE WE ACHIEVE A TGT OF 8190 SALES BELOW ME & U : SECURE LIFE WILL PAY YOU 32 LAKH AS TEAM INCOME I WILL PAY YOU 16 LAKH FROM MY INCOME TO YOU.
Re: Nice Topic My opinion regarding 1 lakh investment PA
by amit on Jan 03, 2010 05:01 PM
GREAT SIR.....CAN U GIVE SOME IDEAS TO GROW UP IN THIS? THANK U SIR!!!1
RE:TAX PLANNING
by ashish srivastava on Feb 26, 2007 01:26 AM
thnx for the offer u suggested,but how would you rely on your words for all the promises you made to depend upon......
RE:investing in ING Vysa Life Insurence
by Tulip Delhi on Jan 30, 2007 10:10 AM
Dear, Please don't invest in ING VYSA. Boz they are the private players. if u want to invest in right way and secure ur money than pls contact 09911277456 or mail me at tulipdelhi@rediffmail.com
the best plans are offrerd by the KOTAK LIFE INSURANCE and SIP II (SAFE INVESTMENT PLAN II is the BADA BAAAP Of all Plans. I think all Insurers will agree to that......any Queries write to snr1970@rediffmail.com
RE:insurance plans
by hardik r joshi on Jan 24, 2007 09:55 AM
Bada Baap wala Invest in Kotak Preferred term plan & balance amount in ELSS...yOU ARE SO FAN OF kOTAK tHAN kOTAK elss too...wait for 10 year ...i am ready to make agreement on 100 Rs. stamp & if you dare we can bat for Rs. 5 Lakh...
RE:insurance plans
by Pankaj Bansal on Jan 24, 2007 12:34 PM
Well, I have had a very bad experience with Kotak Life Insurance Company, and surprisingly at the time of issuance of policy. It took them 5 months to issue a policy and that too with incorrect particulars and then they were not willing to correct it even.
RE:term insurance
by Sanket pathak on Jan 28, 2007 08:29 PM
LIC-Term insurace is the best option.U get max term is 29yrs(after 29 -ur age is70) and premium is vary as per term.For More pls contact lic_sanket@rediffmail.com
RE:term insurance
by arvind singh on Jan 24, 2007 03:08 AM
cheapest term insurance policy is SHIELd plan of SBI LIFE.....u can go on moneycontrol.com and compare all the term plans....
RE:RE:term insurance
by AJIT on Jan 24, 2007 03:47 PM
I couldn't get the comparison. Pl. give me the exact link. If my age is 35, what will be premium for 20 lac cover for 25 yrs and 35 yrs?
RE:RE:RE:term insurance
by Parmod Kumar Sharma on Jan 25, 2007 02:38 PM
The cheapest term plan is offered by SBI LIFE and METLIFE.Either one or the other scores above each other in different age groups. You can log on to sbilife.com or metlife.co.in. Go to premium calculator and calculate premium with for different age and sum insured. Remember however that max term in SBI is 25 years & for Metlife till the person is of 60 Yr.
RE:term insurance
by vimal goyal on Jan 28, 2007 12:24 AM
Get that companies policy who potects & returns your money with inflation (purchasing power of the money) of the market. More detail contact ....9818222362
RE:term insurance
by suresh dhareshwar on Jan 23, 2007 10:11 PM
Life Insurance Corporation of India is bigest insurance co, in India You can go for it. According to yr age premium will be Rs. 13875/- per year. You have to pay for 19 years. By that time you will be 60 years.Again u can also go for 29 years also. Ofcourse primium will be higher. pls contact 9820483937
RE:RE:term insurance
by DEEPAK on Feb 03, 2007 03:30 PM
dear suresh , can you pleae advise if one can take LIC policy directly from LIC ,,is the agent compulsary
RE:term insurance
by Jitendra Loke on Jan 24, 2007 12:00 PM
Life Insurance Corporation of India is bigest insurance co, in India You can go for it. According to yr age premium will be Rs. 13875/- per year. You have to pay for 19 years. pls contact 9870018005
Life Insurance,Home loans & NSS have now become a PURE Tax Saving procedures for high earning people. Govt should make note of this and scrap tax saving.
Home Loan is no longer a benefit for a common man--> He simply can't afford to pay 25 lakhs for buying a flat.
RE:Too Late for many people!!!
by Biswaroop Ghosh on Jan 28, 2007 11:40 AM
It's Not Too Late
Even if the employer has deducted tax, it is possible to get refund of the extra amount deducted by filing IT return, provided one makes investments eligible for the deduction.
