Sir i want to buy a home but donot have money for downpayment. I am govt employ .kindly guide any bank can advance me 100 % loan if i want to take ready to move house .
Re: Re: information about personal loan.
by janagan on Nov 13, 2009 10:30 AM
and ask them to consider that yur annual income is ok in case of any help con me
I would like to know if there are any benefits that NRI's can avail too and also the banks seem to make it look easy in their ads in getting a home or personal loan but when it actually comes down to giving they create a lot of problems. Why? I have faced it myself with many of the leading banks.
Sunil asked Hello sir,at present i am working in gulf n i would like to purchase flat in mumbai suppsoe the cost of flat is Rs.600000/- i am ready 2 pay down payment of Rs.400000/- for obtaining balance loan of Rs.200000/-. what r the document will required by bank(i do not have NRi account).pleae advice
RE:Home loan
by Jayesh Pathare on Jan 11, 2007 05:26 PM
Hi Sunil, I am also an NRI. Last year I had faced same problem. You must have an NRI account and your downpayment or EMI it should paid by that NRI account only. Document Needed: 1. Passport and Visa copy. 2. Abroad company identity proof. 3. ARC or Residential proof at abroad. 4. Last 3 months salary slips. 5. Bank statement or passbook photo copy.
