Hello Sir, I had taken housing loan from BHW Home finance for 20 years at the rate of 11.75% on floating interest rate last year may 2007.
now days they are offering at the rate 10.25-10.50 for new customer. but still they are deducting at the rate of 11.75% What i can do where i can complain for this issue
At lot of places I have read that one can claim both HRA and Home Loan benefits. But these replies also mention a clause which says that both the houses should be in different cities. Often these examples include far away cities like Delhi-Mumbai etc.
My question here is what if someone has both the houses in NCR? I have house on loan in Greater Noida and I stay and work in Gurgaon. Can I claim benefits on both HRA and Home Loan? Which is the exact Clause of income tax which guides this? I need the caluse/act/rule to submit it to my company CA.
Hi Harsh, My name is Vinod.I have atken a housing loan from ICICI bank. Me and my wife are joint applicants for the loan. The property has been registered on my wife's name. can i only claim the tax benefit as my wife is not working.
Sunil asked,Happy New Year. i would like to take a home loan of Rs.250,000/- at present i am working in Dubai what are the Documents required for obtaining the loan.
I have taken a loan amount of Rs. 7.5 lacs from ICICI last in December 2005 on floating.
Only one year has passed, the interest rate has increased by the bank two times. I want to know that can I possible to convert the loan amount into the Flat rate? Then how much interest rate I have to pay? or can be possible to pay entire amount taken from ICICI Bank laon taken from other bank like citi bank, HDFC with lesser than ICICI interest rate? Please advice.
RE:Increase of interest rate
by Neeti Dayal on Jan 11, 2007 10:49 AM
Try agencies like LIC for takeover of the loan. I have successfully opted for the same
Hello Sir, I had taken housing loan from icici for 20 years on floating interest rate. Last few months ego they started deducting amount from my ecs account more than earlier emi,but still they have not informed me about the increased emi.Eventhough my offer letter says, interest rate is float. how Can i get information against this bank ?
