i have applied for an edu loan in hdfc for 20lacs, my mother is the co- applicant and my dad is property guarantor, my husband is also a guarantor but is nt showing any income support. the problem is his cbil record is not that good. what is the possibility of rejection of loan only on this basis? my mom is in govt sector since 25yrs drawing a salary of 1lac/month my dad is pensioner and property is legal with no issues. could u pls help me