I would like to share my experience here.We both are working in ITand getting handsome salary. My husband never ask me to spend money on household. Even though we have good investments paln too. We all family memebrs are insured he never asks me to pay my post office RD of insurance premium. In maried life it should not happen like mera paisa tera paisa. If there is love,trust and mutual understanding between husband and wife economic crises never arise in the married life.
My problem is my wife does not save. She does not allow me to save also. If she sniffs that I am going to get some bonus next month, she will spend it this month. I know there is now way I can mend her. So I started these RDs and SIPs long ago. I have started out with a joint account but looking at her spending, I abandoned that account keeping only a minimum in it and opened a separate account for myself. Similarly in the above case, the fictitious woman called Lata would do well to refuse to spend her money, and spending for all household expesnes, bills, etc. should come from the man's account.
Hi, i read ur article on the person Lata whose husband refuses to save.The same is the case with me where my husband refuses to save and whenever i broach up the topic he either changes the topic or tells me he is not interested. And neither is he intersted in having a joint account. Though i save a lot in SIP's nd equity shares i wish that he too would save. Any suggestions since he does not wish to have a joint account.
RE:Saving
by Aarthi Bharath on May 15, 2006 12:23 PM
As the article points out, talking is the best solution for any kind of problem resolution. But if it does not work, and your husband refuses to have a joint account, then you can use up your salary or atleast a major chunk of your salary for savings while you can ask your husband to manage the monthly household expenses. That way, part of his salary is utilized for the house while the remaning he is free to spend as he wants and you can also be happy that not all the money is spent lavishly.
