You write very useful and very readable articles. Keep it up! But could you make it a practice to give a link to the calculations behind every table, and calculated figure mentioned in your articles. I am often puzzled by how you got the figures you did. Example: " --- works out to a 3-year return of 37.8%. Click here for calculation". Or " --- is shown in the following table. Click here for calculation".
In the last line of the article "Within six months, you would have 5,894 units by investing just Rs 1,000 every month" is incorrect.Further the table just above this sentence does not take "Entry Load" into account( it should be made explicit).
With the imposition of entry load on SIPs are the lock in periods of the SIPs reduced/waived off? What about existing SIPs? Can you please respond on rediff on this issue?
I also made loss after investing money on birla flexi insurance. After investing 45k in the first year, my accumated amonth was just 12k. Completely shocking. 60% loading fee, 3% charge for every month. Utter waste. Still they say 34-50% returns. joke.
