If customer having good business and huge turnover but he dont have file IT returns year by year, so If he need home loan and customer 3 year ITR file In single year so loan p[ossible or not??
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The article clearly points out how difficult it is for middle class Indians to buy property now. It is almost impossible to find a decent 3 bedroom apartment anywhere in the metros in India for 20 lakhs. The correct figure is between 35 to 50 lakhs and with the soaring interest rates, you need an income level of at least Rs.1 lakh per month to be able to afford the EMI on such an apartment after taking care of income taxes, household expenses and other loans. All in all, a tough ask indeed for middle class Indians.
Since the interest rates have gone up in the floating interest rate category, is it is advisable to pay the balance and get out since interest earned from PF is only eight per cent or is it better to pay EMIs for a longer duration considering inflation and the tax benefit one gets to the tune of approx Rs 6000/-. Pleade advise.
