AT this stage you have to take of your family if anything happens to you. Here i also think, Mr. Devang shah is right. You have to think Term insurance policy. At present Term insurance policy is the cheapest product available in the market with very low premium. For Rs. 10 lakhs cover you have to pay only Rs. 2500-3000 Annually. You have think insurance as well as investment point. You can divert your saving into ULIP plan of insurance or In well diversified Mutual fund.
