Your resolutions are fantastic. Truly simple but rather most significant. Invariably all tend to disrule them and realize the same only in the long run.
However, perchance you may wish to do this for some goodies like us who wish to hear more from you and your ideas (whether or not be followed).
You may wish to in facts and figures suggest to invest, divest, save, apply some funds (precise amount) and share the figures with a small group of people, who in trun would wish to follow suit. Technically at any stage a better idea would allow all to save more or otherwise at least stop risky expenses.
May be over time within 12 months (when more ideas would start flowing in) we all would have better opportunities to save or invest and make a better future.
But you will have to start a group (suggestion: google group) where all of us could start working towards a personal cause. Who knows we may be able to start being paid for these services!
