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Problems with your home loan?


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atul kapure
Home loan disbursement
by atul kapure on Aug 24, 2017 05:36 PM

Hi,
I have puchased a under construction flat in pune, i got a loan sanctioned from LIC of 40 lakhs(also mentioned in snactioned letter) which is 80% of total property cost 48 lakhs(including stamp duty & registration charges), Now LIC has hold my disbursement stating that i have paid my OWN CONTRIBUTION fully and are asking me to pay 3.75 lakhs to builder & subsequently the loan amount will be reduced, currently i don't have the amount to pay to builder & asked LIC to approve the disbursement but they are denying. Can you help me how can i solve this?

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atul kapure
Home loan disbursement
by atul kapure on Aug 24, 2017 05:36 PM

Hi,
I have puchased a under construction flat in pune, i got a loan sanctioned from LIC of 40 lakhs(also mentioned in snactioned letter) which is 80% of total property cost 48 lakhs(including stamp duty & registration charges), Now LIC has hold my disbursement stating that i have paid my OWN CONTRIBUTION fully and are asking me to pay 3.75 lakhs to builder & subsequently the loan amount will be reduced, currently i don't have the amount to pay to builder & asked LIC to approve the disbursement but they are denying. Can you help me how can i solve this?

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atul kapure
Home loan disbursement
by atul kapure on Aug 24, 2017 05:35 PM

Hi,
I have puchased a under construction flat in pune, i got a loan sanctioned from LIC of 40 lakhs(also mentioned in snactioned letter) which is 80% of total property cost 48 lakhs(including stamp duty & registration charges), Now LIC has hold my disbursement stating that i have paid my OWN CONTRIBUTION fully and are asking me to pay 3.75 lakhs to builder & subsequently the loan amount will be reduced, currently i don't have the amount to pay to builder & asked LIC to approve the disbursement but they are denying. Can you help me how can i solve this?

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atul kapure
Home loan disbursement
by atul kapure on Aug 24, 2017 05:35 PM

Hi,
I have puchased a under construction flat in pune, i got a loan sanctioned from LIC of 40 lakhs(also mentioned in snactioned letter) which is 80% of total property cost 48 lakhs(including stamp duty & registration charges), Now LIC has hold my disbursement stating that i have paid my OWN CONTRIBUTION fully and are asking me to pay 3.75 lakhs to builder & subsequently the loan amount will be reduced, currently i don't have the amount to pay to builder & asked LIC to approve the disbursement but they are denying. Can you help me how can i solve this?

    Forward  |  Report abuse
atul kapure
Home loan disbursement
by atul kapure on Aug 24, 2017 05:35 PM

Hi,
I have puchased a under construction flat in pune, i got a loan sanctioned from LIC of 40 lakhs(also mentioned in snactioned letter) which is 80% of total property cost 48 lakhs(including stamp duty & registration charges), Now LIC has hold my disbursement stating that i have paid my OWN CONTRIBUTION fully and are asking me to pay 3.75 lakhs to builder & subsequently the loan amount will be reduced, currently i don't have the amount to pay to builder & asked LIC to approve the disbursement but they are denying. Can you help me how can i solve this?

    Forward  |  Report abuse
atul kapure
Home loan disbursement
by atul kapure on Aug 24, 2017 05:35 PM

Hi,
I have puchased a under construction flat in pune, i got a loan sanctioned from LIC of 40 lakhs(also mentioned in snactioned letter) which is 80% of total property cost 48 lakhs(including stamp duty & registration charges), Now LIC has hold my disbursement stating that i have paid my OWN CONTRIBUTION fully and are asking me to pay 3.75 lakhs to builder & subsequently the loan amount will be reduced, currently i don't have the amount to pay to builder & asked LIC to approve the disbursement but they are denying. Can you help me how can i solve this?

    Forward  |  Report abuse
atul kapure
Home loan disbursement
by atul kapure on Aug 24, 2017 05:35 PM

Hi,
I have puchased a under construction flat in pune, i got a loan sanctioned from LIC of 40 lakhs(also mentioned in snactioned letter) which is 80% of total property cost 48 lakhs(including stamp duty & registration charges), Now LIC has hold my disbursement stating that i have paid my OWN CONTRIBUTION fully and are asking me to pay 3.75 lakhs to builder & subsequently the loan amount will be reduced, currently i don't have the amount to pay to builder & asked LIC to approve the disbursement but they are denying. Can you help me how can i solve this?

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Vinod Kumar
Mourtguage Loan
by Vinod Kumar on Apr 29, 2013 02:11 PM

Sir, I have availed a Mourtguage loan of Rs 4,70,000/- from G.E.Countrywide in the year 2006 and I have paid Rs 6,00,000/- till date and when I approched for closure of my loan account they have asked me to pay Rs5,00,000/- Pl help me. Vinod

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sanjiv basu
Home loan disbursement procedure
by sanjiv basu on Apr 11, 2011 02:45 AM

I have applied for a home loan and after much nagging and delay, the loan disbursing bank has agreed to give me a loan but they want the money receipts, for the loan instalments and some promissory note etc to be signed by me before the actual disbursement takes place. Is it in order?

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mahesh  joshi
home loan emi
by mahesh joshi on Oct 30, 2008 12:53 PM

what is the basis of division of EMI amount towards prinicpal and interest component.Is there some rule about this

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