of victories at home, the Indian team is sure to be gripped by that old failing yet again,viz, the impression that matches abroad too would be just as easy to win, what usually happened in the past notwithstanding !
It should actually surprise no one if India is knocked out early !
If you are forced to take a loan you are not obliged to pay it back as per law if finance company forces you to take loans. Ask money info
There are hundreds of calls coming from Bajaj Finance and India bulls, State Bank of India and other credit card banks promising loans of 10 lakhs to 20 lakhs without documents and verification but still ask for documents after customer agrees and they take away all your financial information and important papers and also your precious time.
After taking all your papers they decline the application as they get aywhere between 1000 to 5000 per application plus they also ask for processing fees money which is not returned after application is denied.
So please ask them before hand only and confirm if you are really eligible for the loan and do not pay any processing fees and also ask all xerox to be taken by them only and also see if all originals are returned.
They also call 100 times a month till you apply for the loan and if you refuse to apply for loan they trouble you more and more. They are basically collecting customer data.
Present government is unable to take care of these issues as congress party has not made any law regarding this so it is difficult to catch these people.
Lakhs of people have got cheated every year in India
Do not give them ay documents if they say loan is without documents as all records are already available in CIBIL and government databases pan card aadhar card is already there in government records
Re: Bajaj Finance SBI and India bulls loan calls
by Gladyschellam on Jun 01, 2017 01:09 PM
CIBIL rating exposes on previous track-record of the borrowers credibility. For new borrowers no rating will be found in CIBIL. Fin Insttn. depends mainly on Income earning to judge whether the borrower has capacity to repay - From CIBIL other liabilities from other fin insttn could be found. Normally NO bankers charge processing fee before granting loans and charge at the time of releasing loan. NORMAL REQUIREMENT FOR FRESH LOANS for INDIVIDUALS: Address Proof, Identity Proof, Income Proof (monthly & IT returns)- for Housing : Legal opinion, Engineers valuation, Plan approval, Encumberance Certificate - other documents depends on legal opinion. Similarly it varies depends on Type of Loans.
Earlier Bankers used to face difficulties to find out multiple borrowings and now CIBIL has come to their rescue after 2007. Whatever precautions taken a good banker used to fail 1-2% of total sanctions.
